Purchasing land from the state

Is it possible to buy land at cadastral value?

Most people who want to purchase a plot of land for further construction of a house, a summer house or just a bathhouse do not know that, in addition to purchasing a plot of land from private individuals, there is also the opportunity to buy land from the state, and at cadastral value.
Such a plot of land often costs significantly less than a ready-made plot with all the documents. However, when purchasing land at cadastral value, you will have to deal with a considerable number of bureaucratic procedures.

Instructions: how to buy a dacha with land?

Land surveying and cadastral passport: what and how

It is worth considering that not every land can be purchased on such terms. The land plot must meet the following conditions:

be free (that is, not be the subject of lease agreements, etc.);
to be free of encumbrances;
do not have adjacent territories for large-scale development;
not have any extraneous buildings or unfinished structures on it;
not to be on the territory belonging to the reserve.

Of course, if the land is not listed in the cadastre, then it will be necessary to prepare a diagram of its location and approve this data in the administration for further cadastral registration, since land without a cadastral passport is not available for purchase and sale. Only after this the plot is considered a formed real estate object with its own value, which was determined by the cadastral service.

The legislation of the Russian Federation provides the right to both individuals and legal entities to purchase land at cadastral value, provided that:

these persons have the right to unlimited use of such a site;
a plot of land has already been put up for auction;
there are buildings on this land that belong to these persons;
this person has the right of inheritance.

If someone who wants to buy a plot of land does not have rights to it, then all the necessary information about it can be requested from the Office of the Federal Service for State Registration, Cadastre and Cartography (Rosreestr).

There are cases when the land surveying procedure (determination of exact boundaries) was not carried out on a land plot, but it is recorded on the cadastral map, then an extract from the Unified State Register may not be provided.

You just need to contact the local administration to clarify information about the owner of this land.

In most cases, such land plots belong to the state (municipalities), so the land is acquired through an auction.

However, purchasing land from the state without bidding is also possible - you need to find a free plot and submit an application to the local administration.

If within one month no one has accepted the invitation or expressed a desire to take part in the auction, then the plot of land will be sold to the applicant at the cadastral value.

We are selling our cottage. Is it necessary to do land surveying?

What documents do you need to check when buying a summer house?

However, if there are buildings, buildings, or structures on the site of the purchaser of this site, then the land will be sold to him without bidding.

An application is submitted to the relevant authority, accompanied by a minimum number of documents, since the authority will request all basic documentation (cadastral passport, extract of rights to real estate located on the site, and other necessary information) independently.

This is how you can purchase a land plot at cadastral value: at auction and without bidding. The starting price of such a lot will be determined according to the cadastral value determined by the municipal commission.

Legal lawyer Rustam Muhometyarov answers:

Based on practice, such a transaction can be completed, and with more favorable conditions. The law provides for the purchase of land from the state, or more precisely, from the municipal body.

A municipal body is the administration of a district or city.

But for this it is necessary to determine the exact location of the site (order cadastral work), to have structures on the site, for example, a residential building or outbuilding (garage, bathhouse, etc.).

If you have such objects on this land, then you need to write an application to the administration and prepare a package of documents. Then obtain consent for the purchase from the administration and subsequently conclude a purchase and sale agreement between the future owner and the administration.

You must also pay up to 15% of the cadastral value of the site - this percentage depends on the size of the municipality. The larger the municipality, the higher the percentage.

After payment and signing of the contract, these documents are sent to Rosreestr, and if there are no grounds for suspension or refusal, you will be given an extract from the Unified State Register of Real Estate about the existence of ownership rights to the purchased plot.

This discounted purchase policy is currently in effect, but may soon cease.

As for the purchase and sale transaction, where the seller will be a private person or organization, the formation of the price depends on the market value of the land plot. It is quite possible that the market price will be equal to the cadastral value.

But whether or not to set such a price depends on the desire of the seller. Unfortunately, no one can force him to do this.

What is more profitable - renting, building or buying a dacha?

What are the risks when buying a house and land with a mortgage?

Private practicing lawyer Victoria Suvorova (Pyatigorsk) answers:

It is necessary to clarify the region and city where you want to buy land. Since, for example, in the Caucasian Mineral Waters region (Stavropol Territory) it is generally impossible to buy land.

Yulia Dymova, director of the Est-a-Tet secondary real estate sales office, answers:

Plots that are openly for sale owned by individuals or legal entities are offered at market price, the cadastral value is used exclusively to determine taxation.

At the cadastral value, you can purchase land that is owned by municipalities and put up for sale at auction.

It is worth noting that this is not always profitable, since the cadastral value in many areas is very high.

Text prepared by Maria Gureeva

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The articles do not constitute legal advice. Any recommendations are the private opinion of the authors and invited experts.

Source: //www.domofond.ru/statya/mozhno_li_kupit_zemlyu_po_kadastrovoy_stoimosti/7241

Conditions for purchasing land

An interested person can acquire a plot of land from the state into personal ownership only if the following conditions are met. Namely:

✨object, according to clause 2 of Art. 27 of the Land Code of the Russian Federation, should not be withdrawn from circulation. These areas include territories allocated for nature reserves, national parks belonging to the forest fund, etc.;

✨there must be no buildings, including unfinished ones;

✨the intended use of the site must correspond to its intended purpose and VRI;

✨take part in public auctions, with the exception of certain cases;

✨ put it on cadastral registration.

As a rule, land owned by the state does not have defined boundaries and, accordingly, is not registered in the cadastral register. Since the sale of an unformed plot is prohibited, the buyer will have to carry out land surveying at his own expense in order to carry out all the necessary registration actions.

The sale of land owned by the state is carried out exclusively on a public basis, with the exception of certain cases. This means that any person interested in purchasing an object has the right to participate in the auction. In this case, the one who is willing to pay the best price wins the auction.

By the way, according to paragraph 7 of clause 8 of Article 39.11 of the Land Code of the Russian Federation, plots cannot participate in the auction if they belong to a person with the right of indefinite or free use. And also if he received them as an inherited possession or lease. However, a leased plot can be purchased inexpensively without an auction.

Let's take a closer look at how land is purchased from the state at cadastral value through an auction.

How to obtain undelimited land plots in the Moscow region without bidding

All land in the Russian Federation that is state and municipal property is provided through auction, with the exception of certain cases.

The conditions under which such land plots can be provided without an auction are regulated by the Land Code of the Russian Federation.

Read about who has the right to provide land of undelimited state and municipal property for rent or ownership without holding a tender in the Moscow region and what must be attached to the application for this service in the material of the mosreg.ru portal.

Find out how to get land for free in the Moscow region>>

What is an undelimited land plot?

All land in the Moscow region, as throughout the Russian Federation, is determined by the form of ownership as demarcated and undemarcated. Demarcated land is land that is owned: privately, federally, federally or municipally. Undemarcated land is land for which there are no title documents.

Land is considered undemarcated (state) until rights to it arise and are registered. The disposal of land plots of undelimited property is determined by land legislation.

The powers to dispose of state-owned undemarcated land have been transferred to the level of local governments, and, consequently, the provision of corresponding services to residents of the region.

In the Moscow region, this activity is regulated by the laws “On the redistribution of powers between municipal bodies of the Moscow region and state authorities of the Moscow region” and “On the vesting of local government bodies of municipalities of the Moscow region with certain state powers of the Moscow region in the field of land relations.”

Find out how to draw up a town planning plan for a land plot in the Moscow region>>

Recipients of the service

The public service for the provision of lands of undelimited state and municipal property for rent and ownership without tendering is provided to individuals, legal entities, as well as individual entrepreneurs. However, according to Articles 39.3 and 39.6 of the Land Code of the Russian Federation, the right to receive land without bidding arises only if a certain number of conditions are met.

Thus, Article 39.3 of the Land Code establishes the conditions under which the sale of such lands can be carried out, as well as a list of persons who can act as buyers. In particular, the sale of:

land plots on which buildings and structures are located - to the owners of such buildings, structures or premises in them in cases provided for in Article 39.20 of the Land Code (that is, if there is a house on a plot of undemarcated state property, the rights to which are registered, the owner of the house can apply for land ownership);
land plots for citizens for individual housing construction, running personal subsidiary plots within the boundaries of a populated area, gardening, dacha farming, citizens or peasant (farm) farms for the peasant (farm) farm to carry out its activities in accordance with Article 39.18 of the Land Code;
land plots for a peasant (farm) enterprise or agricultural organization in cases established by the Federal Law “On the Turnover of Agricultural Land”.

Article 39.6 of the Land Code of the Russian Federation defines cases when undelimited lands are leased without bidding. In particular, the following are provided without bidding:

a land plot formed from a land plot provided to a non-profit organization created by citizens for gardening, horticulture, summer cottage farming, with the exception of land plots classified as public property - to members of this non-profit organization;

the land plot on which unfinished construction objects are located, once to complete their construction - to the owners of unfinished construction objects in the cases provided for in paragraph 5 of Article 39.6 of the Land Code;
land plots - to citizens who have the right to their priority or extraordinary acquisition in accordance with federal laws, laws of constituent entities of the Russian Federation (for example, large families);
a land plot in replacement of a land plot provided to a citizen or legal entity on a lease basis and seized for state or municipal needs;
land plot - to a person who, in accordance with the Land Code, has the right to acquire ownership of a land plot that is in state or municipal ownership, without holding a tender, including free of charge, if such a land plot is reserved for state or municipal needs or is limited in circulation ;
a plot of land - to a citizen for haymaking, grazing farm animals, and gardening;
a plot of land located outside the boundaries of a populated area - to a citizen for running a personal subsidiary plot;
a plot of land necessary to carry out the activities provided for in the concession agreement - to the person with whom such an agreement was concluded (for example, for investment projects).

Comprehensive lists of cases of sale of plots of undemarcated state property or their provision for lease are contained in the Land Code of the Russian Federation.

How to get land for a large family in the Moscow region>>

How to make an application

The easiest way to apply for a service is through your personal account on the regional government services portal, where you need to fill out a ready-made form. The submission of this application is equally provided for both in the case of renting land plots and in the case of granting them ownership.

In this case, legal entities must provide the following information:

information about the USRN;
TIN;
name of company;
organization address;
organizational and legal form.

Individuals must provide the following information:

FULL NAME;
passport details;
SNILS;
Contact details.

Both individuals and legal entities must indicate in the application the cadastral number of the plot that is required to be provided for ownership or lease, the lease term, the address and area of the plot, and also indicate the purpose of the request.

If the land plot is not formed, that is, it does not have boundaries and a cadastral number, you must first apply for.

As a result of this service, the boundaries of the site and the type of right to it are determined.

This is important because in the event that the requested lands cannot be provided for ownership for one or another objective reason, the applicant will be offered an alternative - renting a plot.

Find out how to register real estate in the Moscow region>>

Where to apply

The most convenient and fastest way to submit an application is to apply through the RPGU, since it allows you to avoid going through the structures and makes it possible to track the entire process through your personal account.

For this purpose, you first need to register a personal account and obtain registration in the electronic system of unified identification and authentication.

You can submit an application by filling out the form in your personal account on the government services portal and attaching electronic samples of documents (without digital signature) to it. You will need to receive the result of the service at the MFC, where you will need to present the original documents for verification.

As a result of the provision of the service, the applicant will receive a land lease agreement or a land purchase and sale agreement.

Read about the Moscow Region MFC: types of services for citizens and entrepreneurs>>

Terms of service provision

The period for consideration of the application is from 8 to 50 working days, depending on the need to publish about the upcoming provision of a land plot and consider the issue at the Interdepartmental Commission on Land and Property Relations in the Moscow Region and the Urban Planning Council of the Moscow Region.

Information about the result of consideration of the application will be sent to the applicant’s personal account on the public services portal. The original purchase and sale agreement or lease agreement with the signature of an authorized official and the administration seal can be obtained from the MFC.

Information about the readiness of results is also provided via a single telephone number.

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Ivan Pyshechkin

Source: //mosreg.ru/sobytiya/novosti/news-submoscow/kak-poluchit-nerazgranichennye-zemelnye-uchastki-v-podmoskove-bez-torgov

We decide on the category and purpose of the site

In Russia, land plots of two categories are allocated for the construction of private houses: individual housing construction (IHC) and agricultural use. In the first case, the plots are located within the boundaries of populated areas, or so-called settlement lands. In the second case, the land can be used for farming (LPH, peasant farm) or for building a garden house.

The choice of site category is very important. So, if a house is built on land for farming or gardening (agricultural purposes), it will be difficult for you to register it as residential, as well as get an address for it and register (this can only be done through the court). In addition, most plots that are classified as farmland are often located in remote, hard-to-reach places, and sometimes simply “in the field.” Please note that such areas are being settled extremely slowly, they have almost no infrastructure and it is quite likely that it will not appear at all.

Of course, if we are talking about the near Moscow region, then in local towns and villages you will find a fairly developed infrastructure: in many villages there is not only electricity, but also main gas, water, sewerage, security, etc. In some villages you will have no problems You will be able to obtain local registration and receive social services (medicine, school, kindergarten, police, Ministry of Emergency Situations, etc.).

So, if desired, you can find acceptable plots on agricultural land. Moreover, they are usually located in picturesque places (near forests, rivers, lakes), and prices for plots in SNT and DNP are usually 2-5 times cheaper than private housing construction lands.

However, you should take into account all the risks of purchasing land in gardening and dacha partnerships. You must understand that all decisions about infrastructure and communications in SNT and DNP are made collectively, and repairs and landscaping of the territory are carried out at the expense of membership fees.

As a rule, these are relationships based on voluntary membership in an organization and are not required by contract. Therefore, the amount of contributions for certain needs of the village may differ significantly from previously cast votes, and the number of votes at the general meeting of SNT may not allow you to make the decision that you need (for example, increasing the capacity of a gas pipe). Obviously, in this case, your site may be forever “cut off” from the main gas pipe passing nearby. Although the whole thing is essentially one piece of paper.

When planning to buy a plot in SNT, also keep in mind that in disputes about non-payment of payments or membership fees, the courts most often take the side of the board, and it is impossible to crash into the infrastructure without their permission. Therefore, purchasing a plot in SNT is always a greater risk than purchasing individual housing construction land on settlement lands.

How to purchase land from the state: for individual housing construction, agricultural purposes and other options, how much it costs

Land is a valuable resource. It is used for production, construction of industrial complexes, housing and for other purposes. To control the intended use of land, a special procedure for the sale and acquisition of such real estate is established by law.

Is it possible to buy land from the state legally?

All territory within state borders belongs to some entities. These can be private individuals (citizens and organizations), municipalities, government bodies and other entities.

The basic rules governing the purchase of plots are contained in the Land Code of the Russian Federation. These provisions are supplemented by acts of local governments, government regulations and other regulatory documents.

How to purchase agricultural land (from the state)

Some lands are used exclusively for raising livestock, growing plants, creating gardens, conducting scientific research in these areas, etc. This means that such areas are classified as agricultural lands. On their territory there may also be roads, communications, forest hunting grounds, etc.

The purchase and sale of such plots is carried out according to the rules established in Law No. 101-FZ of July 24, 2002 “On the turnover of agricultural land.” This document refers us to the Land Code of the Russian Federation, which describes methods for acquiring any plot.

Therefore, it is possible to buy agricultural land from our state on a general basis.

Only strictly defined subjects can do this:

Cossack societies;
companies engaged in the production of agricultural products (for example, cooperatives);
peasant farm;
experimental and scientific centers;
communities of small peoples.

To purchase such a plot of land, you need to create an appropriate organization.

The interested party sends a request to the municipal authority with the necessary documents attached. The appeal is considered within 2 months. During this period, the possibility of sale is analyzed, land surveying and cadastral registration are carried out, and conditions for connecting to communications are developed. After this, an auction is scheduled.

If there are others willing to purchase the land, then an auction will take place. The plot will be sold to the highest bidder. If there are no other participants, then a purchase and sale agreement will be concluded with the applicant.

How can it be easier to purchase land from the state for individual housing construction?

You can purchase land ownership according to the following scheme:

The interested party looks for an unoccupied area. This can be done through the Rosreestr website.
Next, the citizen applies to the local administration with an application to provide ownership of the plot. He indicates the specific plot that he wishes to obtain ownership of, as well as the purposes for its use.
The Real Estate Department determines what regime has been established for the use of this site. State bodies approve urban planning plans, draw up cadastral plans and maintain other land records. Most often, territories near populated areas are divided into sections on the map and have a specific purpose.
Work to establish the possibility of selling a plot for individual housing construction is carried out within 1 month. After this, the citizen is sent a notice of refusal to sell the land or of the appointment of an auction.

A citizen will be denied an auction if:

the plot is provided to another person for unlimited use,
assigned to a different category of land,
the land is not state owned;
the site is withdrawn from circulation;
the boundaries of the property are subject to clarification;
there are no technical conditions for connecting to utility networks;
the area is limited in circulation;
this is a public area;
a decision was made on preliminary consent to provide it;
other reasons provided for in Article 39.11 of the Land Code of the Russian Federation.

The future auction is announced on the municipal website and in the local newspaper.

The auction is open and anyone can apply to participate. A month is allotted for this.

Next, an auction is held. Participants increase the starting price until only one person remains willing to purchase the lot. Based on the results of the auction, a purchase and sale agreement will be concluded.

If no other applications are received, then the municipal authority makes a decision to conclude a purchase and sale agreement

To buy land from the state for individual housing construction without bidding, you need to take the following steps:

find out whether the citizen has a legal basis for this;
send an application to the local government body and attach a package of required documents to the application;
obtain preliminary approval for the provision of a site;
carry out land surveying work, clarify boundaries, carry out other cadastral registration work;
submit an application for a plot of land (do not make mistakes or typos!);
conclude a purchase and sale agreement.

Acquisition of land for peasant farms

The activities of these organizations are regulated by Law No. 74-FZ of June 11, 2003 “On Peasant (Farm) Farms”. Peasant farms can acquire agricultural land for conducting their activities and land of other categories, for example, for construction. There are no special rules or reasons for this.

The rules for the provision of land for peasant farms are identical to those established for the distribution of plots of individual housing construction.

Where to go to buy land

The application must be submitted to the local government authority. The documents will be reviewed by employees of the relevant property department. The decision will be issued on behalf of the management of the municipal body.

List of required documents

Purchasing a plot involves collecting some documents:

a statement indicating information on the list established in Article 39.17 of the Land Code of the Russian Federation;
a document confirming the right to purchase the plot without holding a tender;
location diagram, if the property is to be highlighted in the territory plans;
a document confirming the authority of the representative, if required;
design documentation of forest plots, if the provision of this category of land is requested;
certified translation of the constituent documents of a foreign organization.

If an auction is planned, the procedure is simplified. A citizen needs to submit a statement of desire to purchase a plot. When the auction is held, the applicant will present a passport and a receipt for payment of the deposit. All other documents will be prepared by employees of government agencies.

How much does the state's land cost?

The main way to sell such real estate is through auction. Citizens themselves determine how much land is worth from the state through auctions. This sets the market value.

All real estate properties are subject to cadastral registration.

If the sale takes place without bidding, then the cadastral value is a guideline for determining the sale price of the plot.

Is it possible to buy land at cadastral value?

If a plot is purchased without an auction, the cost will be determined according to the land registry information.

In some cases, the sale price may be lower than the cadastral value. Thus, federally owned land is allocated for individual housing construction at a price of 60% of the cadastral value. This procedure was approved by Decree of the Government of the Russian Federation No. 279 of March 26, 2015.

A citizen has the right to challenge the cadastral valuation of a specific plot.

If he thinks that the amount is too high, he has the right to carry out an independent examination. With its results, you can go to court to change the relevant decision of the government body.

The complexity of acquiring land plots is due to the diversity of legal regimes in different territories. Before purchasing, you should contact the property department for clarification of the rules for purchasing the previously selected plot.

Source: //neuristu.ru/zemlya/kak-kupit-zemlyu-u-gosudarstva.html

What documents need to be checked?

Let's assume that a site that fully meets your expectations has been found. But before you start drawing up a purchase and sale agreement, you need to request some documents from the real estate seller. They will allow you to make sure that the transaction is legal and that this purchase will not bring you a lot of trouble in the future.

So, the main document that the seller must present to you is a certificate of ownership of the plot and building. In the future, it will be required to re-register property rights in your name in Rosreestr.

But now you need to study the information specified in this document:

date of receipt;
basis for obtaining ownership rights (privatization, purchase/sale transaction);
category of land plot, type of use, area and address;
cadastral number;
information about restrictions;
sole or shared ownership;
series/document number.

The owner must present a similar certificate not only for the land, but also for the house (if there is one on the site).

The owner must also have a cadastral passport and a site plan.

All information from the certificate must correspond to that which is in the purchase and sale agreement. If any parameters do not match, this should alert you.

It is important to consider that if, as a document of ownership, the owner of the plot offers you not a certificate, but a garden book, then this indicates that he does not have rights to this land. As part of such a transaction, you will not become the full owner of the land, but will only receive the right to dispose of it. In this situation, the most likely owner of the land is the state or municipality.

Even the chairman of SNT and members of the board do not have the right to sell a plot of land without a properly executed certificate.

Thus, if the transaction does not involve the re-registration of property rights, but simply the transfer of a garden book, then it is characterized by increased risks.

If the plot and house are in shared ownership, then written consent will be required to sell the share, or to sell your part.

If they do not agree to the sale, they may challenge the transaction in court or create many obstacles for the new owner in using the land.

Request a certificate from the owner from SNT confirming that there is no debt for utilities (for water supply and electricity). After all, in the future, debts can be shifted onto your shoulders. Or the new owner will simply be cut off from communications for debts.

Be sure to read it! Allocation of a share in kind from the common property of a private house

It is advisable that the owner provide you with an extract from the Unified State Register confirming the absence of any encumbrances on the land. But you can also request it yourself from Rosreestr. From the extract you will find out whether there is an arrest, a ban on the alienation of the land, or whether it is the subject of a pledge.

Of course, you need to carefully read the purchase and sale agreement. Are there any clauses in it that infringe on your rights or additional conditions for re-registration of property rights?

In some cases, it will be necessary to involve qualified specialists to analyze the text of the contract.

Who can buy land at cadastral value from the administration and the state and how to do it?

Most often, the purchase and sale of land plots is carried out at market value, and transactions are concluded between individuals and/or legal entities directly. But it is possible to purchase land at cadastral value from a municipal or state owner. However, such a deal has a number of features.

Who can purchase a plot of land from the administration?

The Land Code of the Russian Federation allows the acquisition of land from the state by both legal entities and individuals (Article 16). The exception is protected areas and forests.

Reference! Foreigners or stateless persons do not have the right to buy land in border areas.

How to purchase from the state without bidding?

The Land Code of the Russian Federation allows for the acquisition of a land plot without an auction. The registration procedure is specified in Article 39.17:

You must first submit an application in the prescribed form;
attach documents for the right to purchase a plot without bidding;
when applying through a representative - a power of attorney to carry out actions by this person;
when purchasing a plot from a vegetable gardening or horticultural partnership - a register of its members.

Within 30 days, the administration studies the application and checks the attached documents, after which it makes a decision to purchase the plot without holding an auction.

The grounds for sale without tender are also listed in the Land Code:

the plot is allocated for individual housing construction, running private household plots in accordance with Federal Law No. 161-FZ of July 24, 2008 (Article 39.3 of the Land Code of the Russian Federation, clause 2);
at the end of the five-year period of free rent (Article 39.5);
large families (Article 39.5);
on the basis of an order or decree of the President of the Russian Federation, order of the Government of the Russian Federation (Article 39.6, clause 2);
for individual housing construction or maintaining private household plots for a period of less than 6 years (Article 39.10, paragraph 2);
if a service building provided to a citizen is located on this site (Article 39.10, paragraph 2).

These articles list all the conditions under which a plot of land can be sold without bidding.

Registration of transfer of ownership and receipt of documents for land

To register the transfer of land ownership, the parties to the DCT provide Rosreestr with the following documents:

Identification documents (for legal entities - documents certifying the identity of an individual or their representative - passport, notarized authority to complete a transaction);
Application for inclusion in the list of real estate objects;
Receipt for payment of the duty (copy and original);
4 copies of the purchase and sale agreement;
Acceptance/delivery certificate of the object, signed by both parties;
Cadastral passport, or plan of land/summer cottage (copy and original);
Notarized consent of the seller's spouse to transfer ownership.

The list, composition and number of required documents are preliminarily determined by the Federal Registration Service or the territorial MFC. When submitting them for processing, the applicant receives a receipt for receipt and consideration. The cost of paying the state fee for registering the transfer of ownership is indicated in the contract, but in practice the buyer usually pays a fee (2000 rubles).

Documents for registration of rights to a plot can be sent to the MFC or directly to Rosreestr. The established deadline for state registration of such transactions is no later than 30 days, although registration actions are currently carried out much faster. On average, you will become a property owner within two weeks. If you send documents through the MFC, it will take a little longer.

If you plan to use loans and mortgages to purchase a plot, keep in mind that large and top banks (such as Sberbank) are ready to provide full legal services for the transaction and, at the same time, will take on all the hassle of submitting and processing documents to own. This service costs money, but it significantly reduces your risks as a buyer, plus it will save you time and effort when completing a transaction.