How many apartments can you own?


How to save for an apartment with a salary of 30,000 rubles?

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For example, let’s take the average salary in Russia – 30 thousand rubles. Naturally, many people in Moscow earn more, but the question is not that, but how you can save up for your own apartment without paying huge sums for rent every month.

It is not easy to save the required amount of money for this with a given salary. The mortgage option is not suitable for everyone, especially since you will end up paying twice as much.

Let's take the accumulation option and give calculations in this case. If you receive 30 thousand rubles every month, you will save half of this money each time. What will the expenses be?

  • food products – 10 thousand rubles;
  • utilities, leisure, gasoline - 5 thousand.

If the cost of an apartment is 1.5 million rubles (one-room in Moscow, a suburb, on the outskirts in a new building), then every month you will need to save 7322.6 rubles, giving them to the bank at an interest rate of 10 percent. At the same time, you will have about 7,500 rubles left for other expenses. As a result, you will accumulate the required amount in 10 years; if you accumulate 15 thousand monthly, then you will have enough money for an apartment in 6 years.

But keep these points in mind:

  • during this time the apartment will become more expensive;
  • money may become worthless;
  • If you have children or someone in the family gets sick, the risks will be higher.

If you don’t want to take risks, take a closer look at the mortgage option.

How many apartments can one person own?

For example, if the owner has a large family and many distant relatives or close friends who actually live in the living space, then there is nothing to impose liability for. However, if the living space is “dimensionless”, in which persons who do not live there are registered, then the owner faces criminal liability .

Fictitious registration of a citizen of the Russian Federation at the place of stay or at the place of residence in a residential premises in the Russian Federation, as well as fictitious registration of a foreign citizen or stateless person at the place of residence in a residential premises in the Russian Federation -

How many people can be registered in an apartment according to the law?

How many people can be registered in the apartment? The Law “On Rubber Apartments” seems to many to be a limiter in this matter. To some extent this is true.

Now there is responsibility for registering citizens in the territory if they do not actually live there.

As practice shows, if the footage of the room is large, and there are not very many people registered, no one will pay attention to it. Moreover, when registration took place a very long time ago.

For example, if you have an apartment in shared ownership. Then the decision on how many people can be registered in a privatized apartment is made jointly. Namely, in agreement with the other owners of the premises. Except in the case of registration of a minor child. This does not require any approval from the other owners.

We recommend reading: How much to pay for an apartment according to a will

Re-privatization of an apartment: subtleties and pitfalls

The only exception provided by law for citizens is repeated participation in the free privatization of a second apartment upon reaching adulthood . In this case, a person can purchase housing together with other participants, or privatize both the first and second apartments individually.

Let’s assume that a person privatized and sold an apartment, and then invested the money unsuccessfully or became a victim of fraud. He lost his housing, as a citizen of Russia he has the right to it and the state is obliged to provide it to him. But the right to privatization will no longer arise.

How many people can be registered in an apartment?

  • A registration stamp is required when providing a citizen with a job.
  • Many medical and social services are provided only with registration.
  • Registration is necessary to register citizens living in a given city or its region in order to calculate the amount of benefits and pensions paid to them. You can receive such cash payments only at your place of registration.
  • At the place of registration, the citizen is sent receipts for payment of utility bills.
  • When issuing a loan, a loan, or a loan, the bank must register information about the client’s place of registration in order to know where to look for him in case of non-payment.

Registration is mandatory for every citizen; failure to do so is punishable by a fine. Registration is provided upon the personal application of the citizen and with the consent of the owner of the living space where the person intends to register.

At the same time, there are a number of reasons on the basis of which the state may refuse to provide registration.

Types of apartment ownership

True, this does not exclude the existence of other rights (for example, the right to use) by third parties (members of his family, for example). Such characters have nothing to do with property and do not affect the disposal of real estate, but actually create an encumbrance (in the form of their right of residence) when selling an apartment.

The concept of property rights is reflected in Art. 209 of the Civil Code of the Russian Federation, and assumes that the owner has unimpeded rights to own , use and dispose of his property (in this case, an apartment). Provided that the owner’s actions do not violate the law and the rights of other people.

Sale of an apartment in common shared ownership

All necessary documents, together with the application for the transfer of ownership rights, are provided by the applicant-seller or an authorized representative in person. The papers are transferred to Rosreestr or MFC (Law No. 218-FZ, Part 1, 2, Art. 18).

The list of departments where you can issue papers is posted on the Rosreestr website page.

Documents can also be handed over to an authorized representative of Rosreestr at an off-site reception or sent by mail in a valuable letter (in this case, be sure to make a list of the attached documents and order a notification of delivery of the letter).

A thorough study of the issue does not always guarantee a positive outcome.

.
On our website you can
get the most detailed consultation on your issue from our lawyers
for free in Moscow (
+7-499-350-97-04) and
St. Petersburg (
+7-812-309-87 -91).

How many people can be registered in an apartment by law?

  1. Footage Indicative factors include the total area of ​​the apartment. According to Article 50 of the Housing Code, the housing standard is determined; the number of rooms does not affect registration. The norm for Russia is 10 m².
  2. Region. Each region has its own indicators.
  3. Own. An important factor in determining the number of people who can be registered.

The Law “On the right of citizens of the Russian Federation to freedom of movement, choice of place of stay and residence” provides the basic concepts that characterize registration at the place of residence and place of stay, as well as deregistration.

This law establishes the terms for organizing the registration of temporary registration.

Source: https://exjurist.ru/pereplanirovka/skolko-kvartir-mozhet-byt-v-sobstvennosti-u-odnogo-cheloveka

The current state of the Russian real estate market

The cost of residential properties increases every year - this fact must be taken into account. The most expensive housing is in Moscow and St. Petersburg.

In some developing regions, prices have also increased significantly in recent years, especially in resort cities such as Sochi, Krasnodar, and Anapa.

In Russia, the average price of a one-room apartment is more than 1,700,000 rubles.

In Moscow

Since real estate prices are very high in the Russian capital, it will only take many years to save up for an apartment with a salary of 30,000.

In order to speed up the process, you should increase your income by any possible means.

Kitay-Gorod, Lubyanka, Okhotny Ryad, Park of Culture, KropotkinskayaFrom 361,000 rubles
Tretyakovskaya, Polyanka342 000
Alexander Garden, Borovitskaya, Lenin Library, Tverskaya, Pushkinskaya and ArbatskayaFrom 333,000 rubles
Mira Avenue, Sukharevskaya, Chistye Prudy, Sretensky Boulevard, KomsomolskayaFrom 266,000 rubles
Victory Park, Paveletskaya, Dobryninskaya, Kutuzovskaya, StudentFrom 239,000
Sparrow Hills, University, Ramenki236,000 rubles
Vernadskogo Avenue, Sokol, AirportFrom 198,000
Rizhskaya, Alekseevskaya, Maryina Roshcha, Sokolniki, Dynamo, PolezhaevskayaFrom 188,000 rubles
VDNKh, Filevsky Park, Slavyansky BoulevardFrom 170,000 rubles
Spartak, Botanical Garden, SviblovoFrom 158,000
Medvedkovo, Babushkinskaya, IzmailovskayaFrom 140,000

The cheapest apartments can be purchased at a price of 99,000 - 125,000 rubles per square meter in areas such as Biryulyovo, Vykhino, Teply Stan, Novokosino.

To buy real estate on the outskirts of the city, people with a salary of 30,000 rubles will have to save money for several years.

The highest growth in real estate in 2020 is observed in Moscow districts such as Central, South-Western and South-Eastern.

St. Petersburg is only the second capital of the country, but real estate prices are quite high, especially in the central regions.

And even if you reduce expenses, in order to buy an apartment you will have to think about additional ways to earn money, since salaries in St. Petersburg are small compared to Moscow.

Studio apartment4,500,000 rubles
Two-roomMore than 7,000,000
Three bedroom apartment10,000,000 rubles
Four-room apartmentAbout 18,000,000 rubles
Petrogradsky217,000 rubles
Admiralteysky, Vasileostrovsky127,000 rubles
Vyborg107 000
Moscow129,000 rubles
ResortFrom 100,000
Nevsky94,000 rubles
Kalininsky, Kirovsky, Krasnogvardeysky97 – 101,000 rubles
Krasnoselsky89,000 rubles
Petrodvortsovy78,000 rubles
Kolpinsky68 000

Real estate located in the old, central part of the city and in historical buildings are especially expensive.

Some apartments in St. Petersburg have preserved stucco decoration, spiral staircases, and ancient mosaics.

The presence of such decorative elements can help raise the price of an apartment to 7 - 10 million rubles, even if it has only one or two rooms.

Peterhof highwayOne-room – 3,000,050 rubles
Kronstadt Square1 – room – 3,780,000
Kolpinsky district2 – room – 4,400,000 rubles

In the central area, for example, on Liteiny Prospekt, the price of a 6-room apartment is 15,200,000 rubles.

When purchasing, you need to know that real estate located in the center often has high prices due to the fact that the apartment includes several rooms at once - from three to seven.

Finding a one-room apartment in an old building in the central part of St. Petersburg is almost impossible.

In new buildings the situation is different. You can buy an apartment in a building under construction near the Devyatkino, Kupchino, Mezhdunarodnaya metro stations for about 1.5 - 1.9 million for a one-room apartment.

In ready-made properties with minimal renovation, an apartment will cost about 2,000,000 rubles.

Other cities

MytishchiAbout 100,000 rubles
Yuzhno-Sakhalinsk104 000
Balashikha89,000 rubles
Sevastopol82,000 rubles
VladivostokAbout 100,000
Taganrog39,000 rubles
Magnitorsk31 000
Nizhnekamsk33,000 rubles
Orsk25,000 rubles

In recent years, prices for real estate in the city of Sochi have increased significantly. The figure for 1 square meter is 98,000 rubles.

The cheapest apartments in Russia at a price of less than 30,000 rubles per sq. m. meter can be bought in Orsk, Prokopyevsk, Bratsk and for some houses in Magnitorsk.

The average cost of housing on the secondary market in Moscow, according to INCOM-Real Estate analysts, is 186 thousand rubles per sq. m. m. This figure varies depending on the number of rooms: 182.3 thousand rubles per sq. m. m – in a one-room apartment, 179.1 thousand rubles per sq. m. m. in a two-room apartment, 179.3 thousand rubles per sq. m. m in a three-room apartment. For square meters in more spacious apartments you will have to pay 293.6 thousand rubles per sq. m. m.

How much does housing cost in Moscow?

Moreover, according to the latest published data from Rosstat, the average salary in the capital is 54,672.5 rubles. But you can’t save your entire salary. According to surveys, Muscovites spend 38.6% on the purchase of non-food products alone.

It turns out that even with exceptional frugality, constant employment and a stable economy, a person will be able to rejoice in buying a standard one-room apartment with an area of ​​38 square meters. m in no less than 27 years.

The Russian Federation has long been confidently among the top ten countries with the highest prices for residential real estate. For example, according to the results of a 2010 study of the global real estate market by Evans Property Services, Russia ranked fifth out of forty countries analyzed in terms of cost per square meter relative to wages in the region.

But time passes, and prices change, and salaries also do not remain unchanged. Recently, IQR magazine wrote about the prospects for the Moscow real estate market in 2020. If we take current prices and salaries, then one person needs to save their entire salary for an apartment for about 11 years in Moscow and 6 years in the regions (since prices and salaries are different everywhere, there may be a slight deviation from this figure). There seems to be progress. Let's move on to absolute numbers.

Beautiful sunset

If you open advertisements for the sale of real estate in Moscow, you will not be able to find amounts containing less than six zeros. For clarity, let’s look at the approximate minimum housing prices.

Moscow. To become the owner of a small one-room apartment on the outskirts, you will have to pay at least 4,500,000 rubles. In New Moscow you can find something cheaper, but in terms of infrastructure it’s not Moscow at all. At the same time, an apartment at that price will definitely have to undergo renovations, and major repairs at that - apartments in residential condition will cost you much more. If you want to buy a one-room apartment closer to the center (depending on the area), count on at least 6,000,000 rubles.

Saint Petersburg. Housing here, compared to the capital, is much cheaper - if you wish, you can buy a small one-room apartment far from the center for about 1,500,000 rubles.

In other cities of the country, the cost of housing varies, somewhere - half a million rubles for a one-room apartment, and somewhere - two and a half. On average, the minimum level fluctuates around 900,000 rubles.

With such a salary, it’s time to beg.
But the level of our salaries for the most part seems even ridiculous if you compare it with the cost of real estate. A young man in Moscow working in a more or less decent position can earn on average about 50,000 rubles. In general, for the capital of Russia, calculating the average salary is not an easy task.

In other cities the situation is, naturally, worse. For example, in St. Petersburg at the initial stage of your career Business career - patience, work, the will to win, you should hardly count on an amount higher than 35,000 rubles (unless you are a unique specialist in a certain field), and it is not a fact that even after In a few years you will overcome this level. In regional capitals, the average salary drops even lower - a young man can count on approximately 25,000 rubles.

To summarize, we can calculate how many years it will take a young family of two to buy a one-room apartment (taking into account the minimum housing price and the average salary).

For regional cities, the situation is approximately the same: 40,000 (approximate family income) – 30,000 (living expenses) = 10,000 rubles in the balance. Per year – 120,000 rubles. We divide 900,000 by 240,000 and get the same 7.5 years.

However, these are only approximate calculations, in which the family has a stable and good income and spends money only on the essentials. Naturally, this period actually increases significantly - many people save for housing for 10 or even 20 years. In order to significantly reduce this period, let's consider several ways that can positively affect your financial situation and help you save up for an apartment faster. The same tips will be relevant for other cases - for example, if you are wondering how to save for a car or to open your own business.

Beautiful five-story building

How many apartments can one person own?

Hello! At work, my husband is paid wages in square meters, i.e. he already owns 6 apartments and needs to be given another one. I heard that in 2020, if you own more home, your taxes will increase, is that true? And how many apartments can one person own?

According to paragraph 2 of Art. 213 of the Civil Code of the Russian Federation: The quantity and value of property owned by citizens and legal entities are not limited, except for cases where such restrictions are established by law for the purposes provided for in paragraph 2 of Article 1 of this Code.

How many apartments can you own?

Real estate - (Real estate) Definition of real estate, types of real estate, rental and sale of real estate Information about the concept of real estate, types of real estate, rental and sale of real estate, taxation and insurance - this is a type of property... ... Investor's Encyclopedia

St. Petersburg is the capital of Russia * - (Petersburg, Petrograd, Peter [In this article, instead of the words St. Petersburg, abbreviations are made: St. Petersburg and St. Petersburg] the capital of Russia and the residence of the Russian Imperial House. The fate of the area of ​​​​present St. Petersburg. until 1703. In 1300 the Swedes placed the city over ... Encyclopedic Dictionary of F.A. Brockhaus and I.A. Efron

Number of apartments for which ownership rights can belong to one person

However, there are exceptions to this rule, which are set out in the Law of the Russian Federation “On the privatization of housing stock” No. 1541-1.

If the property was privatized by a person who was under the age of majority at the time of the procedure, then after he reaches 18 years of age, he can privatize another living space.

Thus, he will become the owner of two privatized apartments.

Thus, if several apartments were purchased in new buildings in the last couple of years, then you will have to wait at least 5 years to sell them without paying income tax. A period of three years remains for objects that were obtained as a result of:

How many times can you participate in privatization?

This includes persons who have lost privatized housing due to man-made disasters, natural disasters, terrorist attacks and other unfavorable factors. If those who have lost their housing have nowhere else to live, they have the right to repeat the procedure, but in a different apartment.

  • a copy of the applicant's passport with the original provided;
  • children provide a birth certificate;
  • documentation for the apartment - in particular, the registration certificate (a copy is sufficient);
  • a document confirming the right to transfer living space into private ownership - a social tenancy agreement or a warrant (for old apartments);
  • extract from personal account(s);
  • permission for privatization - housing should not be withdrawn from circulation;
  • written statements from all participants;
  • a refusal certified by a notary, if not all residents agree;
  • extended extract from the house register;
  • confirmation of legal participation in the procedure for the second time (certificate of minor age at first participation, certificate of membership in the category of residents of the Far North, certificate of participation in a paid housing transaction, etc.);
  • other documents upon request.

Can 1 person own 2 apartments?

However, the question arises: how was the first apartment acquired? If she received it under any transaction, including by inheritance, then in this case she will be able to take part in the privatization of the second apartment in which she is registered and therefore acquire ownership of the specified apartment in its entirety or a share in it (depending on the number of people registered and having the right to privatization).

Russian legislation does not place any restrictions on the amount of real estate acquired by a citizen and owned by him. That is, in principle, your mother-in-law can have one, two or three apartments.

Our family is interested in whether it is in accordance with the provisions of the Constitution of the Republic of Belarus that some citizens own 2–3 or more apartments (or separate individual houses and apartments) while more than 600 thousand families are on the waiting list for improved housing conditions. or have no housing at all or whose housing supply is below the established norm?

— privatization of state housing stock occupied under a rental agreement; — registration of ownership of residential premises by a member of the organization of citizen developers (housing cooperatives, residential complexes, MZhK, KIZ); — acceptance of residential premises as an inheritance; — execution of civil transactions (purchase and sale, donation, exchange of residential premises, etc.); — construction of a residential building, part of a residential building, apartment; - obtaining ownership of a residential building or apartment instead of a demolished residential building in connection with the seizure of a land plot for state needs;

- on other grounds provided for by the legislative acts of the Republic of Belarus.

How many times can you participate in housing privatization?

In general, despite the apparent simplicity of re-privatization, it is a complex legal process.

Therefore, it would be best to contact a professional lawyer who can collect all the necessary documents, represent your interests in all government agencies, and enforce a court decision declaring privatization illegal. All this will save not only your energy, but also time.

Article 11 of the Federal Law “On Privatization” contains a direct indication that every citizen has the right to free privatization of housing once in his life.

In the same normative act, in its second article, it is determined that absolutely all citizens can go through the procedure for free access to property, regardless of gender, age, presence of diseases, disabilities, criminal records, and other things.

However, only once in a lifetime. The requirements that the legislator sets for persons wishing to privatize residential premises:

How much real estate can you own?

Another essential condition of a real estate purchase and sale agreement is price. If there is no condition on the price in the contract, then it is also considered not concluded. The transaction amount in the contract should be indicated in Belarusian rubles.

At the same time, the Civil Code allows to indicate in the contract the possibility of payment in Belarusian rubles in an amount equivalent to a certain amount in foreign currency.

In this case, the amount payable in rubles is determined at the official exchange rate on the day of payment.

The purchase and sale agreement for a residential building (land plot) must contain data that allows one to definitely identify the real estate to be transferred to the buyer under the contract - the address of the house, its area, cadastral number, area and location of the land plot. In the absence of this data, the contract will be considered not concluded.

Repeated privatization: who has the right and how many times can one person participate in the privatization of an apartment

An essential point in this law is the clause that both family members of the tenant of the premises and those persons who are registered but do not have family relations with the tenant participate in the registration of housing ownership.

  1. Family members of a tenant of residential premises under a social tenancy agreement include his spouse living with him, as well as the children and parents of this tenant. Other relatives and disabled dependents are recognized as family members of the tenant of the residential premises under a social tenancy agreement if they are settled by the tenant as members of his family and run a common household with him. In exceptional cases, other persons may be recognized as family members of the tenant of a residential premises under a social tenancy agreement in court.
  2. Family members of the tenant of a residential premises under a social tenancy agreement have equal rights and obligations with the tenant. Members of the family of the tenant of a residential premises under a social tenancy agreement who are capable and limited in their legal capacity by the court bear joint and several liability with the tenant for the obligations arising from the social tenancy agreement.
  3. Family members of the tenant of residential premises under a social tenancy agreement must be indicated in the social tenancy agreement for residential premises.
  4. If a citizen ceases to be a member of the family of the tenant of the residential premises under a social tenancy agreement, but continues to live in the occupied residential premises, he retains the same rights as the tenant and members of his family. The said citizen is independently responsible for his obligations arising from the relevant social tenancy agreement.

How many residents can be registered in one apartment?

It is important to know that the tenant of housing owned by a municipal body can register his spouse, minor children and parents without any conditions. In this case, the conditions in the social tenancy agreement are subject to changes. In the new document, the number of tenants will include the person with whom the agreement was drawn up earlier, and his relatives registered in this area.

Thus, in order to find out how many people are allowed to be registered in municipal housing, you first need to find out the area norm in your region. You can get the answer by dividing the area of ​​the apartment by the required standard. For example, on an area of ​​50 sq.m, with a standard per resident of 10 sq.m, it will be possible to register 5 people (50:10=50).

Is it possible to privatize several apartments for one person?

Until March 1, 2013, FREE PRIVATIZATION is possible by law in Russia. This is the transfer of municipal housing into personal property. You can privatize residential premises ONCE. A person who has used the right to privatization cannot subsequently participate in the privatization of other housing. There is no paid privatization now. It may be introduced after the cancellation of the free one.

Source: https://ladyjurnal.ru/zhilishhnoe-pravo/skolko-mozhno-imet-kvartir-v-sobstvennosti-odnomu-cheloveku

Alternative methods of saving and purchasing housing

People who receive a salary of 30,000 rubles and have the opportunity to save at least 10,000 rubles monthly can save up for an apartment in 9–10 years if they do not attract additional sources of income.

You can speed up the process and collect the required amount in 4–5 years if you invest money and make a profit, increase your income, and save on almost everything.

The advantage is that you do not have to overpay a large amount of money to the bank, as happens when applying for a mortgage.

Is it possible to save up for an apartment in Moscow or another big city without limiting your spending and without having to accumulate savings for many years?

Many people say yes. And here are some valuable tips they give:

  • invest money in your education, the acquired skills and abilities, you can use to make a profit;
  • do not use risky tools to make quick money like Forex and stock trading. If you don't understand them, you just might lose your money, most people who invest in it lose big;
  • The best way to save money is a bank deposit. Investments are best made during a crisis with high rates;
  • carefully monitor your expenses and spend money wisely, take advantage of discounts, pay attention to promotions, install meters for utilities;
  • It is better not to take out consumer loans and not to become a creditor yourself, and also do not become a loan guarantor;
  • try to open your own project based on your hobby, the income will be small, but it can be used for subsequent investments;
  • don't use credit cards, spend as much money as you earn, otherwise you'll never be able to save up for an apartment.

To always be aware of exactly how much money you were able to save over a certain period of time, and how much more is required to buy an apartment, you can use different tools:

  • savings calculators;
  • phone applications;
  • regular notepads.

In your notes, you will note how much more you need to save to achieve your goal. Mobile applications in this regard are made in such a way that you will receive alerts every day, and you will also be able to calculate your income and expenses yourself, without resorting to complex mathematical expenses in your head.

And if you prefer to use a notepad the old-fashioned way, then the numbers and all the data should be distributed so that you clearly understand where you spend your money and how you earn it. Information needs to be updated every day; do not neglect even the smallest expenses and income in your budget.

If you probably don’t know how much you need to save for an apartment based on your income, you can also use special savings calculators for this, which will help you calculate the approximate amount of monthly savings provided that you want to buy in a certain number of years.

There are also special deposit calculators for mobile phones if you plan to save through bank investments. When calculating, consider:

  • if there is no initial amount for the contribution, you must enter a zero value;
  • The calculation is carried out without taking into account weekends and taxes. With real deposits, income will be lower;
  • Such calculations are performed for deposits with capitalization of investments.

Similar calculators are developed for different mobile platforms; if you take the application for Android, it will have the following features:

  • the calculator is suitable for calculating deposits of different Russian banks;
  • calculations take into account the refinancing rate and taxes;
  • you can set deposits or withdrawals;
  • there is an opportunity to see the level of income today;
  • You can take into account several deposits at the same time and calculate the total amount of money.

The online housing savings calculator contains the following items:

  • desired amount of savings;
  • interest rate on deposit;
  • accumulation period;
  • capitalization of the deposit;
  • first installment;
  • replenishment amount and income from the first amount;
  • number of refills;
  • income from them.

Of course, even with calculators, not everyone can quickly accumulate the required amount. Especially when it comes to an apartment in Moscow. There are several ways you can save big on purchasing a home. Let's look at them.

There is a progressive way to save money for housing. So, in this case, you can save a small amount and use it to buy an apartment or room in a hostel on the outskirts of the city or suburb, where the cost is lower than in the city. You can live there, or rent out this property. Over time, it can be changed with an additional payment for housing with better conditions, and so on gradually until you acquire an option that is comfortable for you.

Another method of purchasing an apartment at a favorable price is to join a cooperative, where apartments are bought together. The principle here is the following: the group has an administrator who collects funds from shareholders every month, and each of them in turn, in order of who invests more, buys a home. Cooperatives used to be very common, however, now few people risk investing due to the large number of scams.

There are also social programs for the purchase of affordable housing. They are intended for public sector workers, for example, teachers or doctors, as well as benefit groups (large or young families). Getting an apartment under such a program is difficult, but possible.

Also, if the issue of living in Moscow itself is not fundamental for you, then in the same Moscow region you can buy not an apartment, but a house. And it will be even cheaper to buy land and then build a house yourself. It will be easier to save money for construction than for an apartment, especially since it will be done in stages. The size of the investment will depend on factors such as:

  • land price;
  • plot size;
  • cost of building materials.

Of course, it will take a long time to save for your own apartment in Moscow with a modest salary. However, you can bring this event closer by managing your money wisely and finding ways to generate additional income.

Nuances of apartment privatization

A citizen can again become a tenant if he privatizes the apartment or if the agreement on the gratuitous transfer of residential premises into ownership is declared invalid by a court decision. Deprivatization is a process when a citizen voluntarily transfers housing into state ownership. For example, a person, having become the owner of a residential premises, is faced with financial problems and is unable to bear the costs of its maintenance and repairs. Then he can become an employer again. If you decide to deprivatize an apartment, then you need the consent of all its owners who previously participated in the agreement. If it is received, you can submit an application and the necessary documents to the relevant government authorities. It will not be possible to return to the status of a tenant if at least one of the owners is against it, the apartment is encumbered with obligations (for example, it is collateral for a loan), or the house is declared unsafe. There is no opportunity to privatize the apartment again.

An agreement on the gratuitous transfer of housing into the ownership of citizens may be declared illegal by a court decision. For example, during privatization the rights of persons temporarily absent from residential premises were not taken into account. In such a situation, the opportunity to become owners remains, since privatization is considered failed.

09 Jun 2020 uristland 510

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Average salary in the state

For 2020, the average salary of Russians is about 36,000 rubles.

According to Rosstat, the highest wages - more than 50,000 rubles in Russia - are received by people employed in the following areas:

  1. Mining.
  2. Fishing.
  3. Financial activities.
  4. Fuel energy.

Salaries of less than 50,000 rubles are received by citizens working in the following industries:

  • construction.
  • manufacturing industries.
  • medicine.
  • trade.
  • education.
  • restaurant and hotel business.
  • Agriculture.

By region, the highest wages were recorded among citizens living in Moscow, St. Petersburg, the Ural and Far Eastern districts.

Is it possible to privatize several apartments for one person?

Until March 1, 2013, FREE PRIVATIZATION is possible by law in Russia. This is the transfer of municipal housing into personal property. You can privatize residential premises ONCE. A person who has used the right to privatization cannot subsequently participate in the privatization of other housing. There is no paid privatization now. It may be introduced after the cancellation of the free one.

Interesting to read: What Documents Are Needed to Enter a Child into the Russian Passport

Now about your situation. You are going to buy an apartment that is OWNED by another person (and not municipal). There is no need to privatize it anymore. You will be the new owner of this apartment based on the purchase and sale agreement.

Is it possible to do without a mortgage?

You can save the required amount to buy an apartment without taking out a mortgage. This is quite realistic, provided that a person increases his income, develops and stores money correctly.

There is no need to keep the accumulated funds “at home under the pillow”, as they quickly depreciate. They need to be used to generate even greater profits.

The simplest option is to open a savings account in a large and reliable Russian bank.

Everyone wants to have their own apartment, but not everyone can save the required amount even to apply for a mortgage and pay a down payment.

In order to save a large part of your salary every month, you need a huge will and desire to acquire your own real estate, and then it will become quite real.

Attention!

  • Due to frequent changes in legislation, information sometimes becomes outdated faster than we can update it on the website.
  • All cases are very individual and depend on many factors. Basic information does not guarantee a solution to your specific problems.

That's why FREE expert consultants work for you around the clock!

  1. via the form (below), or via online chat
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APPLICATIONS AND CALLS ARE ACCEPTED 24/7 and 7 days a week.

Naturally, when you take out a mortgage for an apartment, you will end up overpaying a large amount of money, but you will be able to immediately move into your own apartment.

Another question is whether the bank will give you a loan of one and a half million with an official salary of 30 thousand. To determine how much you can be given, use an online loan calculator.

A mortgage can be beneficial if you have enough money for a down payment. The interest that the bank will charge will depend on it. Naturally, the less funds there are for the down payment, the higher the risks for the bank will be, so the rate will be very high. The minimum down payment is fifteen percent of the cost of the apartment and higher.

The required amount must be paid every month. For many, this is acceptable since the rent is sometimes not less, but here you are the owner and when the lease expires you will need to leave the property.

But there are a number of risks: you can get sick or lose your job, and as a result, all the money invested in real estate will be lost and it will be taken away from you for debts.

The overpayment for a mortgage depends on the term of payments. The longer the period, the greater it will be. Also, many people prefer to save up for an apartment right away, so as not to be afraid of losing their mortgaged housing later.

StockPhotoPro/Fotolia

In December 2020, the State Duma, in the third reading, adopted a law on a gradual increase in the minimum wage (minimum wage) to 9,489 rubles per month. The law came into force at the sound of the chimes on January 1, 2020. Of course, if the income is really that high, then you can only count on subsidies for the purchase of real estate or social housing. Any family with such an income can barely make ends meet, and there is no talk of savings.

How many apartments can one person in Russia own?

How many apartments can be arranged for one person? Answer for DiSi: DiSi: But privatization remains with those relatives who once privatized the apartment for themselves, or where does it go? Privatization is the transfer of ownership.

The state has transferred this apartment into private ownership to your relatives, and they are transferring it to you. reply DiSi Nov 16 2008 18:16 How many apartments can be arranged for one person? That's it, I understand, thank you very much everyone! No more questions to answer Svet 16 Nov.

2008 19:04 How many apartments can be arranged for one person? Reply for DiSi: I advise you to register the apartment as a purchase, and indicate in the contract the amount less than 1 million, then you and your relatives are exempt from tax. Reply DiSi Nov 16

2008 19:12 How many apartments can be arranged for one person? Reply to Svet: I think it was written above that there will be no need to pay tax.. reply nopinnik November 16

How many apartments can you own without increasing taxes?

Coordination of redevelopment in the BTI After the BTI survey, did you receive a floor plan in red lines? In this case, it is necessary to legalize the previously completed redevelopment.

That is, a residence agreement between the owner of the apartment and the person who will temporarily live in it, without transferring ownership of this apartment.

Can 1 person own 2 apartments? That is, in principle, your mother-in-law can have one, two or three.

If the first apartment was acquired by your mother-in-law under a privatization agreement, then she will no longer have the right to participate in the privatization of the second (at the place of registration), because The law gives the right to purchase residential premises free of charge only once (privatize). I hope I answered your question. Sincerely Lukyanenko O.S.

How many apartments can you own?

But nevertheless, the citizen will be provided with new housing from the state on the basis of a social tenancy agreement.

  • Participation in free privatization is allowed if a person already has separate housing. For example, an apartment under a purchase and sale agreement, received as a gift, by inheritance. The chance for free privatization of housing from the state is not going away.
  • If a person has the right to re-privatization, this does not mean that the procedure must necessarily occur. You can write a waiver of the procedure if, say, a person intends to transfer ownership of another municipal property.
  • It is prohibited to transfer your right to re-privatization to other persons if the latter have already taken advantage of their attempts.

How many apartments can you own?

Important / Housing disputes / How many times can you participate in privatization

  • 1 Is it possible to participate in privatization a second time?
  • 2 Exceptions
  • 3 How many apartments can one person privatize?
  • 4 Which housing cannot be privatized even for the second time?
  • 5 How to take part in privatization again? 5.1 Order and procedure for re-privatization
  • 5.2 Documents
  • 6 Nuances of the procedure
  • The state gives the right to obtain housing completely free of charge and legally. No, we are not talking about buying and selling or renting an apartment. There is a very profitable and simple procedure called privatization.

    But at the same time, the right to receive housing has a number of restrictions - a person can take advantage of the attempt to privatize an apartment or house only once in his life. Attention: How many apartments can I rent per person? Answer for DiSi: Of course you can! At least ten! A citizen has the right to own an unlimited number of apartments, houses, villas and other real estate if he has money for taxes reply DiSi Nov 15 2008 00:23 How many apartments can be arranged for one person? Answer for grom: i.e. And is it possible to privatize it? reply Sandy Nov 15 2008 01:56 How many apartments can be arranged for one person? Reply to DiSi:DiSi:is it possible to privatize it? No. One person can privatize free public housing only once. The rest of the property can be purchased for money. However, privatized housing can be transferred to another owner by inheritance or as a gift. But you have to pay tax. Experts in this field can give a more accurate answer. reply Rainbow 15 Nov.

    How many apartments can one person own in Russia?

    We remind you that residential premises transferred to citizens on the basis of a social tenancy agreement or order are subject to privatization (Article 2 of Federal Law No. 1541-1).

    This includes persons who have lost privatized housing due to man-made disasters, natural disasters, terrorist attacks and other unfavorable factors.

    If those who have lost their housing have nowhere else to live, they have the right to repeat the procedure, but in a different apartment. And again a life situation. Example: Gladenko V.A.

    lived in municipal housing under a social tenancy agreement, and then privatized it.

    But soon misfortune struck the region - the house in which Gladenko’s apartment was located was destroyed by a mountain landslide. The man himself was not injured, but lost some of his belongings and housing. The state provided assistance to the victims - in particular, Gladenko received compensation.

    • How many apartments can you own?
  • how many apartments can you own?
  • How many apartments can you own?
      Looking for an answer?
  • Can 1 person own 2 apartments?
  • How many apartments can you own? In the Housing Law section, the question is: How many can one person have, and do they need to pay any taxes? The best answer given by the author Igor is Exactly as much as he wants and for as much as he has money.

    For each apartment, of course, you need to pay property tax. There are no restrictions on the amount of living space. Property taxes must be paid annually for each property.

    Have as much as you want! The tax is currently 0.1 percent of the cost of the apartment (paid once a year).

    The demand was satisfied, since it was established that the child did not receive his due share in the apartment.

    The apartment was deprivatized, and all members of the Sokolov family received the right to participate in the transfer of housing ownership for the second time.

    The example clearly shows that despite the exhaustion of the attempt for free privatization, people received a chance to participate in the procedure again.

    Source: https://pbcns.ru/skolko-kvartir-mozhno-imet-v-sobstvennosti-odnomu-cheloveku-rossii/

    New tax: two apartments will cost a pretty penny, but VIP dachas are not taxed

    Register Login. Mail replies. Questions - leaders Where to get a loan without refusal on the card? How low does the North American currency have to go for you to take it? Electronic signature certificate 1 rate.

    Interest-free loans from microfinance organizations: scam or reality? Leaders of the category Anton Vladimirovich Artificial Intelligence. Sour Supreme Intelligence. Student 18, closed 6 years ago Added 6 years ago. Best answer.

    A minor can participate 2 times. The first time before turning 18 years old, and the second time after. Other answers.

    Alexey Menshikov Guru 6 years ago, even Otar Korkiya Sage 6 years ago, who’s in the way and why not??

    Svetlana Dyatlova Thinker 6 years ago Registration in one. Olga Pavlova Oracle 6 years ago Of course you can, if you have money, buy at least ten. Mikhail Borovkov Sage 6 years ago Not only is it possible, but it is also necessary. I wish I knew how.

    Twilight of the Mind Thinker 6 years ago at least a hundred! And registration is like a conscience, only one. Lek Thinker 6 years ago as much as you like. Registration on the property is not required.

    In one single case: if a person participated in the privatization of one apartment as a minor, and another after 18 years.

    Just make a distinction: if you own an apartment from the secondary market, then, naturally, it has already been privatized - by the current owner or the previous one, it doesn’t matter. Maxim Aurorov Higher Intelligence 6 years ago You can have similar questions. They also ask.

    “A person can have two or three apartments. The benefit is provided regardless of their number"

    If one apartment is registered in my name, is it possible to register another one in my name? Answer for DiSiprivatization can only be done once. Answer for nopinnik: yes, that is, it’s like they’re giving me a one-room apartment, but one apartment is already registered in my name and privatized, is it possible to register another one in my name? Answer for DiSi: Of course you can!

    There are often cases when one person can have ownership of several residential properties - entirely or own shares in them. This can happen for various reasons: a citizen can buy living space, receive it as an inheritance, or as a result of a deed of gift. Homeowners often have a question: how many apartments can one person own?

    Register Login. Mail replies. Questions - leaders Where to get a loan without refusal on the card? How low does the North American currency have to go for you to take it?

    How many apartments can one person own?

    A new real estate tax has come into force in Ukraine: the Ministry of Revenue today began sending out new payments.

    The new fee does not apply to houses and apartments of large families and families with adopted children of three or more children, to state real estate and real estate of local authorities, to houses and apartments in exclusion zones, family-type houses, no more than one dacha per taxpayer and dormitories.

    In this case, the tax is calculated only on the residential area, and not on the total area of ​​the premises. The tax is accrued for a year, that is, from January 1 to December 31, but is paid within two months after receipt of the payment by individuals.

    Legal entities pay it in quarterly installments: they will need to pay the tax for the 1st quarter by April 29, the ministry’s press service clarified. Homeowners will pay a tax for each square meter in excess of the preferential area of ​​m2 for apartments and m2 for houses. That is, the area of ​​​​several apartments does not add up. This money will need to be paid within two months after receiving the payment.

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    Citizens have the right to own any number of apartments, however, to be registered only at one place of residence. See what “How many apartments can you own” mean in other dictionaries: and Pb.] the capital of Russia and the residence of the Russian Imperial House. Fates.

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    Source: https://otoplenie-pod-kluch.ru/predprinimatelskoe-pravo/skolko-kvartir-mozhno-imet-v-sobstvennosti-odnomu-cheloveku-rossii.php

    Is it possible to own two apartments?

    Register Login. Mail replies. Questions – leaders Where and how to find enthusiasts in an IT startup? Which 1C to choose? UNF or Retail?

    What can you give up without harming your family?

    When accumulating funds for an apartment, you need to take into account that there are things that you will have to buy - food, hygiene products, clothing.

    RestParticularly abroad
    Bad habitsYou can save a lot by not buying alcohol and cigarettes
    CosmeticsTrips to beauty salons, hairdressers. Most self-care treatments can be done at home and for less money.
    SweetsConsumption of large amounts of sweets is detrimental to health
    Visiting entertainment centers, parks, playgrounds, cinemasNo more than once a month. It’s much more pleasant to gather at home with your family and watch a movie while sitting on the couch
    Payment for Internet, mobile phoneYou should find operators that provide cheaper services and choose a tariff at which calls within Russia will be cheap
    Property rentalMany Russians now live in rented apartments and this hits their pockets hard. In order to rent housing and save for your own, you need to choose at least the cheapest housing in the city. You can rent a room in a hostel

    It will take about five or even seven years to save for an apartment. It is important to create a specific pattern of spending and earning money that you can stick to for a long time.

    How many times can you participate in privatization?

    • Passport of the applicant/representative.
    • Birth certificate for those children who do not have a passport.
    • Permission from the guardianship authorities to privatize the apartment (needed only if minors live in it).
    • Power of attorney for a representative (if privatization will be carried out through him).
    • Consent of all residents, including minors over 14 years of age.
    • Refusal to participate in privatization, certified by a notary (if required).
    • Social rent agreement for an apartment/house.
    • Technical certificate. If it is not there, you will have to register it.
    • Extract from the personal account. This document indicates the presence or absence of debt on the apartment. If there is a debt, privatization will be refused. As a result, it must be repaid in advance.
    • A certificate stating that residents have the right to re-privatization. For example, due to the loss of previous housing due to circumstances beyond their control.

    We recommend reading: Lived in the Relocation Zone from 1986 to 1990 When You Can Retire

    An exception to the general rule are minors. They have every right to participate in privatization twice - once before reaching adulthood and a second time after reaching adulthood. This also includes persons who, for some reason, lost their housing due to circumstances beyond their control.

    How to participate in the privatization of an apartment and who has the right to do so

    Finally, at the all-Russian level, the Constitution of the Russian Federation plays a significant role in regulating privatization. Despite the fact that none of its articles directly establishes the procedure for transferring property into the personal or shared ownership of citizens, the Constitution contains norms establishing everyone’s right to housing, a ban on arbitrary deprivation of it, and guarantees for those in need of housing.

    1. Clarify the status of housing - is its privatization acceptable?
    2. Determine the circle of people participating in the procedure or wishing to refuse it.
    3. Prepare a package of documents required by law and submit them along with the application to the municipal authority that manages the residential premises.
    4. Within 2 months, sign an agreement on the transfer of the apartment into the ownership of the residents. The specified time is given to the local authority to consider the application and the documents attached to it.
    5. Within 30 days after the agreement is signed, contact the local branch of Rosreestr or the MFC and register the resulting property right.
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