Features of inheritance of cooperative apartments: conditions and procedure for inheritance of a cooperative apartment, features, necessary documents

What is a share?

Share is financial assets that participants must pay on time. Shareholders pay contributions in exchange for the opportunity to use a certain part of the common property. As part of a housing cooperative, residents can jointly manage the property of the entire multi-storey building.

The funds transferred to the organization's fund in the form of share contributions are summed up and then, by decision of the community, used for repair work and the construction of additional buildings.

The tasks of the cooperative include paying utility bills and hiring workers. Responsibility for the correct use of funds rests with members of the management team.

A person who regularly pays a share contribution is a full participant in the housing cooperative. Not only individuals, but also legal entities can become members of the housing cooperative. A share of ownership of common property can be inherited, as well as transferred to other persons when making legal transactions, for example, when selling real estate.

When does ownership of a property arise?

According to paragraph 4 of Article 218 of the Civil Code, members of housing or housing-construction cooperatives (LCs or housing cooperatives) and other persons with the right to accumulate shares, who have fully paid share contributions, receive ownership of the living space. Consequently, for the emergence of legal capacity, legal conditions are necessary under which the ownership right of members of housing or housing construction cooperatives will be formed and such right will be revoked from the residential complexes themselves:

the person who has the right to accumulate shares must be a member of the cooperative in which the apartment is located;
such a person must have the right to use the living space provided by the housing complex;
is obliged to make full payments of contributions.

There is a significant difference when the right of ownership to living space arises in an apartment cooperative building and when the right of ownership arises according to the general rule established by Article 131 of the Civil Code. In the latter case, the right to a property arises at the time of its state registration with the BTI. Members of housing cooperatives become full owners of apartments located in an apartment building only after making share payments in full. State registration in the future has only a legal confirming factor.

Who pays?

A shareholder is a person who owns a certain share of the common property and also regularly pays contributions. Everyone has the opportunity to become a shareholder. To do this, you must submit an application filled out according to the template established by law and obtain the approval of other members of the community.

It is important to obtain consent not only from the managers of the cooperative, but also from each of its participants. A person can become a shareholder only if his candidacy is approved at a meeting of the housing cooperative.

Contributions

Share contribution is a set amount that each participant in the housing cooperative must contribute to the fund. By paying a certain amount of money on time, each shareholder has the opportunity to use his own share in the common property at his own discretion, subject to compliance with current legislation.

The share contribution is established and collected for the following purposes:

Payment for the work of plumbers, repairmen, builders and other specialists hired to improve the territory.
Purchase of materials used for restoration work.
Planned repairs of the building, individual structures, public spaces.
Investment in profitable projects with the prior consent of community members.

Reference! At the meeting, the participants of the housing cooperative determine a clear amount that is paid regularly.

Residents often have to pay additional fees when unexpected expenses arise. The procedure for making payments, the amount of payments, and the possibility of determining additional contributions are prescribed in the charter of the housing cooperative. To become a shareholder, it is often necessary to pay several contributions at the same time.

Apartment in parts: is it worth investing in real estate through mutual funds?

“The Fund, as a wholesale buyer of real estate, receives a discount—about 20%—from the market value,” explains Alexey Novikov, head of the Sberbank Asset Management department. The fund then sells these apartments at market prices and makes a profit from this. Novikov says that the fund plans to buy economy and comfort class apartments and apartments. Geography of investments: Moscow and the Moscow region.

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Nikolai Antipov, director of the center for work with institutional and corporate clients of Alfa Capital Management Company, calls the declared profitability “somewhat optimistic”: the solvency of the population is falling, the volume of apartments put up for sale is growing. Thus, over the past three months, the price per square meter fell by 8.5%, to 155.1 thousand rubles. for economy class housing, says Antipov. In such conditions, a return of 16% per annum can only be counted on over a very long horizon of three to five years, and only if the manager does not make a mistake in choosing objects.

Sberbank's promises seem too rosy to Igor Indriksons, the real estate investment manager at Indriksons.ru. According to him, the maximum profit in the current conditions can hardly be more than 8% per annum. Investments in real estate mutual funds in general do not look profitable now, he believes. “The market continues to fall, and it is better to wait for lower prices,” says Antipov from Alfa Capital Management Company.

In the current situation, a deposit in rubles looks more attractive, Indriksons believes: income does not depend on the real estate market, deposits are insured by the state. According to RBC calculations, the average annual deposit rates in the 15 largest banks are now at 8.9%.

“Sberbank - Residential Real Estate 3” is already the fourth closed real estate mutual fund: the first three (“Residential Real Estate”, “Residential Real Estate-2” and “Commercial Real Estate”) offered a similar investment strategy. Over the past year, only one of them managed to enter the top ten leaders in terms of share value growth (shares of the Residential Real Estate-2 fund rose in price by 12.84%), shares of two more Sberbank real estate funds fell in price: according to investfunds, fund shares “ Commercial Real Estate fell by 4.24%, and the Residential Real Estate fund by 17.74%.

“A change in the value of a share is not an indicator of the profitability of a closed-end mutual fund if it pays investment income to shareholders,” explains Novikov from Sberbank Asset Management. According to him, Sberbank funds pay investment income every six months, and at this moment the value of the share falls sharply. Taking into account payments, as of September 30, the profitability of the Sberbank - Residential Real Estate fund was 14.53% per annum (for a two-year period), Sberbank - Residential Real Estate 2 was 14.82% per annum, says Novikov.

Other real estate funds managed to achieve much more noticeable growth in the value of their shares. For comparison (investfunds data): shares of the Street Retail fund managed by Edelweiss Management Company increased in price by 93.62%, the AFM Perspective fund (Active Finance Management Management Company) - by 63.93%, Engineer ( Management Company "Eurofinance") - by 53.26%. Here, however, it is worth noting that these mutual funds have only 6, 2 and 8 shareholders, respectively. The number of shareholders of Sberbank Management Company's existing real estate funds is much higher - from 125 to 1132 people (investfunds data).

What is a contract?

A share agreement is an official document confirming the tenant’s right to own a certain share of the common property. An agreement is signed when a person joins a housing cooperative and confirms the right to make decisions on important public issues together with other participants.

When joining a cooperative at the stage of constructing a multi-storey building, before signing the contract, you need to pay attention to the following aspects:

The name of the developer's company.
Authority of the organization. Find out whether the association is responsible for the construction of a residential building, is an investor, or performs these functions simultaneously.
Date of commissioning of the house.
Conditions for payment of funds.

Attention! It is necessary to carefully consider the status of housing cooperatives. If the responsibilities of the investor and the developer are performed by different organizations, you should familiarize yourself with the terms of the agreement that they signed among themselves.

It is necessary to make sure that there is a clause on termination of the contract in the event that one of its participants does not fulfill its obligations or does so untimely.

Before joining a cooperative, you should carefully study important documents. Familiarize yourself with the contents of these papers:

A certificate confirming the developer’s right to own the land plot.
Documentary confirmation of the official registration of housing cooperatives.
Project declaration.
Permission from government authorities to carry out construction work.
Charter of housing cooperatives.

When joining a housing cooperative, you need to check that the share agreement contains the following clauses:

Frequency of payment and exact amount of mandatory payments.
Full information about the living space, which is assigned to the shareholder upon joining the housing cooperative.
Information about the owner of the land plot used for the construction of an apartment building.
Conditions for the withdrawal of a share from a housing cooperative.
General condition of the apartments upon delivery. It is advisable to clarify the materials used, the presence of cosmetic repairs, and internal communications.

Housing cooperative agreement - what is it?

Housing cooperative agreement is a popular way of selling new residential premises. It describes:

conditions for investment of funds by the shareholder in the construction of a house;
down payment, subsequent payments;
time frame allotted for construction;
description and characteristics of the premises under construction;
conditions under which a shareholder can leave the cooperative and also return the money invested.

There is no legally established template for contracts between housing cooperatives and the owner.

The cooperative has every right to draw it up on any terms (terms, conditions of sale and return of contributions), and the shareholder can agree with them, or refuse and find another option for himself. The contract is always drawn up on the best terms for the developer.

This agreement is signed to regulate relations between the cooperative and shareholders. Operates on the basis of Federal Law 215 “On Housing and Accumulation Cooperatives”. The purpose of concluding an agreement on participation in a housing cooperative is to oblige the cooperative to provide the required apartment to the buyer upon completion of construction.

Reference ! 30% of housing in new buildings is purchased under a housing cooperative agreement.

Before confirming your consent to purchase an apartment in this particular housing cooperative, you need to:

study its Charter, it should contain information about:

name and location of the cooperative;
work goals;
the order of entry and exit;
payment of the share and its size;
responsibilities of governing bodies;
liquidation and reorganization.

Check whether there is a permit to build an apartment building.
Find out about the availability of a certificate of ownership and lease of a land plot.
Find out if the cooperative is at the stage of bankruptcy.

Assignment

The assignment of a share in a housing cooperative is an analogue of a purchase and sale transaction in which a cooperative participant sells the share of real estate assigned to him. To conclude such a transaction, it is necessary to confirm that the cash contributions under the housing cooperative agreement have been fully paid.

To become a member of a housing cooperative, you must not only go through the assignment procedure, but also join the cooperative. After concluding an agreement on the assignment of a share, it is necessary to obtain a positive decision of the cooperative participants, adopted at a meeting.

To eliminate possible risks associated with the loss of funds in the event of a negative decision of the shareholders, when signing the agreement, make sure that there is a clause on the possibility of returning the paid funds.

Important! An application to join the cooperative is submitted to the chairman of the board immediately after concluding an agreement on the assignment of a share. If the management team is headed by a developer, in most cases there are no difficulties associated with the process of assignment of rights to own real estate.

After successfully resolving the issue of joining a housing cooperative, the new owner must register the right to a share in accordance with current legislation. To do this, you must submit the following documents to Rosreestr:

Applicant's passport.
A copy of the apartment order.
Executed cadastral passport.
Certificate of payment of a share in a housing cooperative.
Receipt for repayment of state duty.

Registration of property rights is completed within 18-120 days. The new owner of the living space can move in immediately after receiving the keys. The cost of the share assignment procedure is 30,000-100,000 rubles. The exact amount is specified in the housing cooperative's charter.

Often the new owner is required to pay additional contributions:

Entry fee.
Standard fee in accordance with the agreement.
Payment of utilities and other services.

Registration of housing cooperative apartment ownership

Advice from lawyers:

1. I purchased an apartment in a housing cooperative in 2020, I have a certificate of payment of the share and an acceptance certificate in hand. I did not apply to Rosreestr to register ownership rights. Can I sell this apartment without applying or registering my ownership in Rosreestr?

1.1. Yes, you can if the share is paid in full by you. Two transactions will be registered in one package, you will have to pay two fees: for registering your right and for registering the transfer of right.

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1.2. No, it won’t work out like that, it’s not possible. But at the same time your registration and the transfer of rights from you to your buyer, this can be done..

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2. The apartment was in a housing cooperative. The share has been paid in full, but the Cooperative has not existed for a long time and there is nowhere and no one to get a certificate of payment of the share. Rosreestr refused to register property rights on this basis. How to register ownership of an apartment? Privatize? Go to court with some kind of statement?

2.1. Good afternoon. In accordance with Part 4 of Art. 218 of the Civil Code of the Russian Federation 4. A member of a housing, housing-construction, dacha, garage or other consumer cooperative, other persons entitled to pension savings who have fully paid their share contribution for an apartment, dacha, garage, or other premises provided to these persons by the cooperative, acquire the right ownership of the said property. Payment of the share in full is confirmed by a Certificate of full payment of the share and the Minutes of the meeting of the Board of the housing cooperative. The certificate is the basis for registering property rights. Thus, you need to file a claim for recognition of ownership of the share in the form of the specified apartment. This is the case if the developer is not in bankruptcy proceedings. It is possible to answer in more detail by reading the documents. The situation is complicated, if you can’t handle it yourself, enter into an agreement with a lawyer.

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3. What are the risks? We bought an apartment from a housing cooperative, the apartment was rented out, documents for registration of ownership rights are in hand, there are no encumbrances. The housing cooperative has been liquidated, they are not making demands, who should they pay? And is it possible not to pay? Are there any risks of losing property after registering the right, thank you.

3.1. Hello, you need to pay the legal successor, but if the statute of limitations expires, you don’t have to pay.

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4. The daughter owns an apartment managed by a housing cooperative, which in turn took over the primary registration of citizens at the place of residence. Can she bypass the housing cooperative and leave her apartment in connection with the sale of the property?

4.1. Yes, Svetlana, she has the right through the migration service, which will have to provide this information to the housing cooperative. According to the law, this is how it should be.

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5. From what moment does the 5-year period of ownership of an apartment begin to count for exemption from personal income tax when selling it if it is a housing cooperative apartment: from the moment of ownership when full payment of the share contribution, or from the moment of state registration? The apartment is in a building built and put into operation in 1993, at that time the share was paid in full. State registration has not been issued until now.

5.1. Hello! From the date of state registration of rights.

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5.2. From the moment the share is paid in full. If you want to see analysis and links to legal acts, then this can also be done.

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6. The extract from the Unified State Register indicates that there is only one owner of the apartment - my husband. Ownership was established after the death of his mother in 1990. Housing cooperative apartment. The marriage was registered in 1985. After the marriage was registered, this apartment was acquired as a result of the exchange of an apartment (belonged to my husband and his mother) and a room (belonged to me). During a divorce, how will the division of property, namely the apartment, take place?

6.1. If your husband invested money in purchasing an apartment, then it can be divided in court. But you should take into account the statute of limitations of 3 years.

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6.2. The situation is not entirely clear. It is necessary to clarify who exactly was accepted into the cooperative and who contributed funds. How did the exchange take place? All this needs to be documented and then given an answer. The 3 year limitation period does not apply in such a case.

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7. In 1989, we were moved from a private house (territory development) to a cooperative apartment (the previous owner received an apartment in the housing cooperative that developed the territory, and his apartment was transferred to us). There are no documents other than the warrant. My father was accepted as a member of the cooperative. Naturally, there are no certificates of paid shares or receipts. The apartment has a cadastral number, it is in cooperative ownership, not in municipal ownership. Can Rosreestr refuse to register property?

7.1. What do you mean transferred? There must be some document regarding the transfer and the terms of the transfer. You can get documents from the previous owner about the paid share. As a member of the cooperative, your father must pay dues.

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8. In 1993, a municipal apartment was exchanged for a housing cooperative apartment. The share for the housing cooperative apartment was paid in full by the previous tenant. At that time, there was a law of the Russian Federation on the fundamentals of housing policy dated December 24, 1992, Article 20, a husband, wife and a minor child moved from a municipal apartment into a housing cooperative apartment. Are they all owners? There is still no registration of property rights.

8.1. The spouses are definitely coming, regarding the child, you need to study the practice and study in detail the situation with the original apartment and the text of the exchange agreement.

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8.2. The child may not be included in the number of owners, since this is not privatization.

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9. Can I enter into a separate agreement for payment? My husband and son are registered in the apartment. My husband lives in the apartment and has not paid for the apartment for several years. Huge debt has accumulated. My son and I rent a house. Housing cooperative apartment. Is it possible to conclude such an agreement and where to apply? I want to receive documents on ownership of the apartment. The employer under the order is the husband. Can I register an apartment without his consent, because he is preventing registration?

9.1. Good afternoon It’s not entirely clear from your question, is this apartment provided to you under a social tenancy agreement? You can determine the procedure for paying for utility services in court by filing a statement of claim. Are you and your husband divorced?

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10. The share for the apartment in the housing cooperative was paid in 2012, the house was handed over in 2018. I don't need an apartment anymore. What taxes should I pay when selling an apartment? Have you owned the apartment since 2012 or from the date of registration?

10.1. On your question, there are clarifications given by Letter of the Ministry of Finance of Russia dated October 1, 2014 N 03-04-05/49115, according to which the Document confirming the transfer of an apartment to a member of the cooperative is an act of acceptance and transfer of the apartment, drawn up in the prescribed manner. Thus, in order for a member of the cooperative to acquire ownership of a residential or other premises, two conditions must be met: the cooperative must transfer the premises to the member of the cooperative (that is, the premises must actually exist) and the member of the cooperative must make a full share contribution. In connection with this, the moment a taxpayer acquires ownership of an apartment acquired under an agreement with a housing cooperative is not the date of receipt of the certificate of ownership of it, but the moment of making the full share contribution and the date of signing the acceptance certificate of the apartment. In accordance with clause 17.1 of Art. 217 of the Code are not subject to personal income tax. income received by individuals who are tax residents of the Russian Federation for the corresponding tax period from the sale, in particular, of apartments that were owned by the taxpayer for three years or more. Based on the above, the income received by the taxpayer from the sale of an apartment purchased under an agreement with a housing cooperative, which was in his ownership for more than three years from the date of payment in full of the share contribution and the date of signing the transfer and acceptance certificate, is not subject to personal income tax. on the basis of clause 17.1 of Art. 217 of the Code.

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11. What documents are required in addition to a certificate from the housing cooperative to register ownership of an apartment? Is the housing cooperative authorized to issue such certificates at present after registration (reorganization) in 2004 or is it necessary to go to court to recognize ownership rights?

11.1. You need to contact the Rosreestr Office for the region with the following documents: - a document confirming payment of the state duty; - an identification document of the applicant (usually a passport of a citizen of the Russian Federation); - a certificate from a housing construction cooperative (HBC) containing information about the amount and date of full payment share contribution for the apartment, last name, first name, patronymic of the person who paid the share contribution, his date of birth, details of an identity document, address of permanent residence or primary residence, exact address of the property, total area, floor on which the apartment is located. The certificate must be certified by the signatures of the chairman and chief accountant and the seal of the housing cooperative. This document is presented in two original copies; - a copy of the order for the apartment of the housing cooperative, certified by the Chairman of the housing cooperative, or notarized. If Rosreestr for some reason refuses to register the right, then you need to go to court.

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12. I’m buying an apartment. The seller (who is also the sole owner) wants to be deregistered within 14 calendar days after registration of ownership. The apartment was bought through a housing cooperative, the seller is a pensioner. Tell me, can I check out on my own after registering the seller if he doesn’t want to check out after the due date? He is the only one registered in the apartment.

12.1. Uv. Maria Mikhailovna, if the seller does not deregister within the agreed period, then you have the right to file a claim for deregistration. accounting to the court.

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12.2. Good afternoon Maria Mikhailovna, in your case the law will be on your side; if the pensioner (former owner) does not sign out voluntarily, you will have the right to file a claim for loss of the right to use the residential premises.

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13. I am interested in the list of documents required to register ownership of an apartment acquired through a housing cooperative agreement, which must be transferred to the MFC. Thank you in advance!

13.1. Hello, all the documents for the apartment Namely the contract and also your personal documents In addition to paying the state duty No more documents are needed Thank you for your contact to our website Good luck to you.

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14. Is it possible to register an apartment under a housing cooperative agreement in Moscow? There is no property yet, the apartment is on the cadastre.

14.1. Hello, no, it is impossible to register, you can only register in housing that has already been finalized as the right of ownership in the Rosreestr. Thank you for your contact to our website. Good luck to you.

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14.2. You can register in an apartment only after you have the documents on the ownership of this apartment in your hands.

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14.3. The ownership of an apartment by a member of a housing cooperative arises from the moment the share is paid to them, regardless of the time of registration of the right in Rosreestr.

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14.4. You can register in an apartment at your place of residence after registering the ownership of the apartment in Rosreestr.

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15. In 1987, a woman moved from a housing cooperative apartment to a municipal apartment; the share was paid by the woman, but was not transferred upon moving. Can problems arise when registering property for a person who has moved into a housing cooperative apartment?

15.1. Hello, the situation is not entirely clear as you asked in this question, please formulate your question in more detail or contact a lawyer in person in your city. At first glance, no problems should arise.

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15.2. A citizen who moved into a housing cooperative's apartment had to join the housing cooperative and pay a share for it (in essence, transfer to the housing cooperative a share that had already been paid by a former member of the housing cooperative). If this was not done, he will have problems. PS I strongly advise you not to try to register ownership of the apartment just yet. Then it will be more difficult to correct this error. Contact a lawyer.

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16. In 1987, a housing cooperative apartment was exchanged (the share was paid, but the ownership was not registered) for a municipal apartment. The savings were not transferred; the owner of the housing cooperative apartment did not write a letter of resignation as a member of the housing cooperative. Were there any violations in this exchange? Could there be any difficulties in registering ownership of the second “owner”?

16.1. Tatyana Viktorovna, if everything is legal, Rosreestr will have no questions about the legality of registration, although from the situation described, it is difficult to understand who is the copyright holder of the apartment and at what stage you are registering ownership rights.

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16.2. Were there any violations in this exchange? Could there be any difficulties in registering ownership of the second “owner”? Were. On a serious scale. In such a way that today, the apartment has an owner. This is a former member of the housing cooperative.

Difficulties will arise. DON'T GO ANYWHERE YET!

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17. I want to leave the housing cooperative voluntarily after registering ownership of the apartment. The charter does not provide for such an exit. Only exit with payment of share. How to write an application? What should I write about the share?

17.1. After payment of the share, the accounting department of your housing cooperative is obliged to issue you a certificate of full payment of the share. With this certificate, you go to the MFC or Registration Chamber and register ownership. After receiving the certificate, you write a resignation letter to the board of your housing cooperative.

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17.2. Good afternoon, Anna! In principle, by and large, the housing cooperative has already lost its purpose for which it was created. Members of the housing cooperative united to build a house and obtain ownership of apartments. Now almost all of them are not members of housing cooperatives, but apartment owners. Just write a letter of resignation from the housing cooperative with your apartment, which is your personal property.

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18. There is registration of ownership of the apartment. It was issued in 2005 on the basis of a certificate dated 2005 about full payment of the housing cooperative share in 1987. The person to whom it was issued in 1987 was only 13 years old. The share was paid by the parents. Is such registration of property rights legal?

18.1. What do you think is the illegality of such a certificate of ownership? Most likely, the parents joined the cooperative, paid for the share and gave the share to their minor child, who joined the cooperative with his share. If the registration had been illegal, the registrar or BTI would not have registered and issued a certificate of ownership of the cooperative apartment. You can successfully resolve your issue with legal assistance. Thank you for using the site's services!

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18.2. No, he was a minor, he could not be a member of the cooperative, and therefore the certificate could not be issued to him. BUT! It is quite possible that the share was transferred to him by his parents or other persons after he turned 18, and therefore he became a member of the cooperative and a certificate was issued in his name and he registered his rights. In essence, it was not formalized entirely correctly, since it was the first persons who, upon payment of the share, became the owners, but did not register their rights, and then transferred them to another person, who registered the rights for themselves. Essentially bypassing the registration of the first persons - members of the cooperative. But these violations did not entail the derogation of anyone’s rights, and if they did, then we need to look into it.

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19. Housing cooperative cooperative apartment in Sochi, the share contribution was fully paid in October 2012. Transfer and acceptance certificate - October 2012. State registration of property rights - May 2020. In September 2020, the apartment was sold and in November 2020, purchased in St. Petersburg. Do I have to pay tax on the sale of an apartment?

19.1. There will be no tax if you purchased an equivalent or more expensive apartment, and provided you did not receive a deduction from the purchase of the apartment, you need to submit the correct declaration - Articles 217 and 220 of the Tax Code of the Russian Federation.

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19.2. For the sold apartment you are charged 13% tax. If you have never used a property tax deduction, then when you buy an apartment in St. Petersburg, you are given this deduction for 2,000,000 rubles. Accordingly, a tax offset from the sold apartment in the amount of 260,000 rubles. (2,000,000 *13%)

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20. I have a question: how to obtain the right to own a cooperative apartment? If you have a certificate from the housing cooperative, but without a registration stamp in the BTI.

20.1. You need to look at the documents you have. First, contact us regarding the privatization of your apartment. If it doesn’t work, go to court. Good luck to you.

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20.2. Good evening! The right to an apartment in this case arises from the moment the share is paid in full. Apparently the share was paid a long time ago. BTI registered property until 1998. If the BTI stamp is missing only on a specific copy, but registration with the BTI was once carried out, such a right is considered to have previously arisen. It does not need to be re-registered in Rosreestr; it is already legally valid. When re-registering, you can contact the BTI for relevant certificates that the right has been registered (although the registrar must make the request himself). If the right has not been registered with the BTI, immediately go to Rosreestr and register the property.

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The property registration certificate indicates the area with a loggia.

There is a certificate of ownership of the apartment dated March 16, 1993 No. 36-685. Given on the basis of a certificate confirming the full payment of the share in the housing cooperative with the signature of the accountant and the chairman of the housing cooperative.

Apartment in installments in housing cooperatives. I signed the transfer acceptance certificate, received the keys, paid all fees, there are no late payments.

Clarify please. If in 1991 a warrant was issued for a spouse to move into a housing cooperative apartment (the warrant also indicates a spouse and two sons born in 1982 and 1988).

I own an apartment in a building (outside the city) that is in emergency condition (my registration is in St. Petersburg, the apartment is owned by a housing cooperative).

In 1991-1993, the cost of an apartment purchased from a housing cooperative was repaid. Its cost is 36,000 rubles.

I am a military retiree. I have benefits for housing and communal services. I have acquired ownership of an apartment in a housing cooperative and plan to register in it.

Does a member of a housing cooperative have the right to register ownership of an apartment in a newly built apartment building directly in his or her own name (bypassing the registration of ownership for the housing cooperative)?

The question is: SELLERS and BUYERS trust each other (friends and neighbors)

We are building an apartment in a housing cooperative (the share agreement is in the name of the spouse). We have an obligation on the part of the guardianship, after registering the property right, to allocate to the children (there are two of them)

Why do you need a payment certificate?

Upon payment of the initial contributions, the housing cooperative participant acquires the right to own a certain property. If you try to challenge this right, the owner will present a certificate confirming payment of the share.

This way the apartment owner can protect himself from attacks on his property. Immediately after payment of contributions, you must take this certificate from the board. A certificate of payment of a share in the cooperative fund is a title document assigning a specific property to a housing cooperative participant.

Make sure that the certificate contains the following information:

Full name of the cooperative member.
Date of entry into the housing cooperative.
Identification data of the minutes of the general meeting at which a positive decision was made to install a new shareholder.
The full amount of the share.
Address of the apartment assigned to the tenant.
The area of the property.

The form for filling out the certificate can be obtained from the secretariat of the organization. The chairman is obliged to check the correctness of the information entered, then sign and seal.

On our website you can find other useful articles related to housing cooperatives:

Pros and cons of a housing construction cooperative.
Reorganization and liquidation of housing cooperatives.
Accounting for the activities of a housing construction cooperative.