Housing installment program
Advice from lawyers:
1. Housing in installments, what is this program, you can contact it.
1.1. Good afternoon. We have no idea. If this is an advertising campaign for a commercial company, then study its conditions. If you have designated a government program in this way, indicate the normative act on the basis of which it is being implemented.
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1.2. Where did you get the idea that this is a PROGRAM?
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2. Is it possible to receive a property deduction for the purchase of an apartment if the apartment is purchased under the housing program for public sector employees? In installments. We will pay the city for 10 years. There is a purchase and sale agreement and a deed of transfer of the apartment. Will we receive ownership after full payment? When can 3rd personal income tax be submitted?
2.1. When you register the property, then you can receive a deduction.
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3. In 2020, a share in the apartment was purchased in installments. The shareholders of the apartment were: the wife's father, the wife's mother, the wife, the wife's brother and sister - five people. I bought 1/5 from my wife's brother. As far as I have learned, purchases from a spouse's family member are not eligible for the tax refund program. Question: Can I claim a tax refund on my first home purchase?
3.1. Good afternoon, Maxim. Since the wife’s brother is not included in the list of interdependent persons in Article 105.1 of the Tax Code of the Russian Federation, you can receive a property tax deduction when purchasing a share in an apartment.
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3.2. Good afternoon, Maxim! You are entitled to a tax deduction on the purchase of both shares. The wife's brother is not an interdependent relative. Property deduction when purchasing housing from relatives after 2012 For all transactions concluded starting from January 1, 2012, interdependent persons from whom the deduction cannot be obtained when purchasing housing are determined in accordance with Art. 105.1 Tax Code of the Russian Federation. In paragraph 2 of Article 105.1, the list of interdependent relatives is fully specified. They are recognized as: spouse, parents (including adoptive parents), children (including adopted children), full and half brothers and sisters, guardian (trustee) and ward. When purchasing housing from these relatives, you cannot receive a property tax deduction (Letter of the Ministry of Finance of Russia dated April 26, 2017 No. 03-04-05/25014). When purchasing from any other relatives, there are no restrictions on tax deductions. All the best!
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4. I bought an apartment in 1996 for 5,000,000 rubles, I did not receive a deduction, in 2006, under the program for improving housing for young people and exchanging housing with an additional payment in installments, I rented out an apartment bought in 1996 to our administration and they gave me another one worth 1987 rubles from they deducted 817 thousand rubles for the cost of my former home and I was left owing 1170 thousand rubles, how and from what amount and for what kind of housing do I have the right to receive a deduction. Thank you.
4.1. They applied the cadastral value, I think. You need to challenge this agreement in terms of offsetting the cost - you need to determine the market value, go to court and challenge the requirement to pay the cost of housing, Art. 218 CASS RF.
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5. When submitting an application to switch from a housing improvement program as a low-income person to a program for obtaining housing by installment payment, all documents and signatures of those registered are required. One adult son is in prison. How to take his signature? Write a power of attorney?
5.1. That's right, he can give a power of attorney.
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6. Under the “Affordable Housing for State Employees” program, in February 2010, I purchased an apartment for 3 million rubles in installments up to 2 o 2 Og. My contribution will be 1.5 million; to date, 1.1 million rubles have been paid. Can I get a property deduction now, if so, how?
6.1. Alas, you can receive a property deduction from the moment you become the owner plus three.
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7. We are included in the list of participants in the program Sustainable Development of Rural Areas 2014-2017. When should the subsidy be paid? We joined the queue in December 2020. And is it possible to buy housing in installments using this program?
7.1. Hello! You can buy housing in installments using this program.
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8. My mother is the owner of a 3-room apartment under the program for relocation from dilapidated housing; she is provided with an apartment with an additional payment, installments for 5 years and is asked for an initial payment of 10%, which is 125 thousand rubles, is this legal? And they also give me an apartment on the 9th floor, and she is 68 years old, her father is 75, do they have the right to demand another floor? And do they have benefits because they are labor veterans? Thank you! Lena.
8.1. According to Art. 32 of the Housing Code of the Russian Federation, they are entitled to housing equal in total area or the redemption price.
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9. I am a single mother. 2 years ago I purchased a home under a mortgage lending program with an installment plan of 15 years. Am I entitled to any benefit or subsidy in this regard? Should the education department take this fact into account when calculating benefits for kindergarten fees? I was denied benefits because I supposedly had a high income.
9.1. Benefits are regional in nature and are usually provided depending on the status of a low-income family. As for preferential mortgages, the same principle applies. The mere status of a single mother in this case is not a basis for providing benefits.
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10. I, my father and my daughter are participants in the Housing for Public Sector Employees program, my father does not pay rent for the apartment (we have a monthly payment for 10 years), is it possible in this regard to prove in court that he does not have a share in the apartment, after full payment of installments after 10 years. Thank you.
10.1. Hello. No, you can collect the amounts you pay for it. And only for the last three years, so don’t miss the statute of limitations.
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11. We are a young family, we work officially. My wife is on maternity leave for up to one and a half years. We live with my mother-in-law (2 room sq/s48 m/sq, where my mother-in-law’s wife and daughter are registered, I am registered with my mother) I work in a construction organization where it is possible to purchase an apartment in a building under construction in installments. So, can we get under the housing program and use this subsidy in the form of a down payment for an apartment? Thank you in advance!
11.1. Social payments are used: - to pay the price of a purchase and sale agreement for residential premises; — to pay the price of a construction contract for the construction of an individual residential building; - to make the last payment towards payment of the share contribution in full, if a young family or one of the spouses in a young family is a member of a housing, housing construction, housing savings cooperative (hereinafter referred to as the cooperative), after payment of which the residential premises are transferred to the property of this young family; — to pay a down payment when receiving a housing loan, including a mortgage, or a housing loan for the purchase of residential premises or the construction of an individual residential building; — to pay for an agreement with an authorized organization for the purchase in the interests of a young family of economy-class residential premises on the primary housing market, including payment of the price of the purchase and sale agreement for residential premises (in cases where this is provided for in the agreement) and (or) payment for the services of the specified organization ; — to repay the principal amount of the debt and pay interest on housing loans, including mortgages, or housing loans for the purchase of residential premises or the construction of an individual residential building, received before January 1, 2011. For any questions you may have, you can contact the department on reception days for accounting and distribution of residential premises of the Property Management Committee of the city of Saratov at the address: st. them. Yablochkova P.N., 2, room. 1, or by phone. 49-30-67
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12. The husband does not want to participate in the purchase of his share in the apartment, which the city gave in installments under the Youth Affordable Housing program. Is it possible for my husband to write a deed of gift to the purchase and sale agreement (installment plan, i.e. the apartment is still owned by the city) for his child, who is also participating in this program. Thank you!
12.1. If the apartment is owned by the city, then donating a share is not possible.
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13. I have a question. In 2009, according to the Moscow program, we bought an apartment in installments for 15 years; there was a moratorium for 5 years; for 5 years, we bought and registered the property in 2020. I forgot to write, bought for 102,700+ percent to the department and rental housing center, VAT 18%. Now we want to sell for 4,000,000 and immediately buy for 5,000,000 rubles. apartment. Will I pay taxes if I own an apartment for less than 3 years? Thanks in advance for your answer. Pensioner unemployed.
13.1. Tax will have to be paid since the apartment has been owned for less than 3 years. 13%.
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14. My family consists of 4 people: me, my husband, my son and my daughter. We are participants in the city program for young families - affordable housing (my son and I are participants in the agreement). We have been living in a new apartment for 5 years. The price for the apartment has not yet been paid in full (installments for 15 years). My son, daughter and I permanently registered at the new place of residence, but my husband’s registration was refused. Tell me why?
14.1. In order to know why you were refused, receive a written refusal, which must indicate the reasons. Everything else will be just guesswork. The refusal may have to be appealed in court.
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15. We received housing under the affordable housing program for state employees. When there was one child, now there are three children. Tell me, are there any benefits for repaying the installment plan? They said that 5% at the birth of a child, now they say there are no such benefits. Thank you.
15.1. It is unknown, but federal legislation does not provide for such benefits.
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16. My son wants to buy an apartment. He is officially unemployed. I have a question, which is better - a Mortgage loan or an installment plan under the Housing Installment Program? Thank you.
16.1. Installment plans involve no fees or minimal fees for their provision, and are usually more profitable.
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17. I would like to know that I, who was on the waiting list in 1983, put my son on the waiting list in 2014. I would like to know if there are any programs for purchasing housing in installments without interest. Thank you.
17.1. Hello, Nina Yakovlevna! There is no such program. Only a change (decrease) in the interest rate is permissible.
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18. Three: mother, me-daughter and my brother in a one-room apartment of 41 sq. m. We have been on the waiting list since 1998. What are we entitled to? We are told that we are only allowed a one-room apartment and the fact that we are children of different sexes means nothing. There is no housing on a waiting list, they offer to buy it in installments according to various programs or give us 1,800,000 rubles and buy housing on our own, and thus we are removed from the queue. And what should we do with this amount in Moscow with its prices? Is this legal?
18.1. Unfortunately, the policy of our state, and as a result, the actions of the Democratic Party, is not God willing! They will offer programs with installments, since in fact now the same number of rooms is provided, only with a calculation of 18 square meters of total area, of which 10 are residential for each person, that is, you are entitled to a one-room apartment with a total area of 54 sq.m., residential - 30 sq.m. Try to clarify all the options at the rental housing center at the address: Moscow, Bolnichny Lane, 7 (metro Prospekt Mira), perhaps an installment plan or a forced exchange for a one-room apartment and one room in a communal apartment will suit you.
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19. My wife and I purchased an apartment in joint ownership using a mortgage, after which my wife purchased an apartment under the budget housing program in installments for 10 years, how can I get a tax deduction from both apartments? And a deduction from interest on an apartment purchased with a mortgage?
19.1. Contact the tax office to apply for a property tax deduction and receive application forms.
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20. The city provides a program for the acquisition of residential premises for those on the waiting list who have a social tenancy agreement in the form of a social mortgage or a purchase and sale agreement with installment payment. Is it possible under these programs to receive housing in addition to the existing rooms in the hostel, i.e. get an apartment on preferential terms and keep the dorm rooms? Thank you.
20.1. Hello, we specialize in solving housing problems, we can help you.
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Installment payment for the purchase of apartments in the state housing stock under the program of providing housing for people with disabilities at the expense of the federal budget,
In 2007, we bought an apartment under the program - Affordable housing for young families, with installment payments for 10 years,
The apartment is purchased under the Affordable Housing Program for Young Families under a purchase and sale agreement with installment payment, to be paid for another 4 years.
My husband and I are deciding to buy an apartment under the fairly new program Mark rent with purchase, where the selected property (apartment) is under a purchase and sale agreement
I bought an apartment under the program for affordable housing for young families with installments 5 years ago.
In 2011, we got on the waiting list for the Housing for Young Families program, but in 2012.
We received an apartment from the Moscow Government with an installment plan for a period of 10 years under the Young Family Affordable Housing program...
We buy an apartment in installments under the youth affordable housing program. We don’t sell anything, we don’t discharge children (social media)
We live in a communal apartment and are on the waiting list as those in need of improved living conditions,
After the divorce, I was given an apartment under the Dilapidated Housing program. Now the ex-wife has filed for alimony.
My husband and I decided to participate in the Young program. Ven. Housing.Purchase of an apartment in installments for 10 years.
Apartment purchase and sale agreement with deferred payment
Is it necessary to make two separate agreements so that the seller (2/3 of the payment goes through maternity capital) can apply for a mortgage (a pledge by force of law) until he receives money from the Pension Fund (maternity capital to pay for his share in the apartment)?
Transaction for the sale of an apartment in Moscow, two sellers (2/3 and 1/3). The owner of 1/3 receives money, the owner of 2/3 receives part of the money and part of the maternity capital (he has a mortgage (pledge by force of law). There is only one buyer in the transaction. Is it necessary to make two separate agreements so that the seller (2/3 pays part goes through maternity capital) was able to obtain a mortgage (collateral by force of law) until he receives money from the Pension Fund (maternity capital in payment for his share in the apartment)?
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