What benefits are available to the poor?
Money begins to be transferred no later than the 26th day of the month following the month in which the application for financial assistance was accepted. If a family receives regional payments, the accrual period is set by local authorities.
What is a social card
Each region has established a certain subsistence level, which allows you to buy a basket of necessary products and goods to meet the needs of the family. And if citizens receive less income, they can count on government assistance by receiving benefits for low-income families in 2020. Payments to the poor are made not only in cash, but also in kind.
We are a young family of two. We live in Volgograd, we are both 25. Both are officially employed. Total monthly income is about 40 thousand rubles. The marriage was registered in July 2020. Now our relatives have allowed us to live in an apartment in exchange for paying utility bills. We do not have temporary registration or a rental agreement. They plan to sell this apartment soon.
Specifics of status
Which family is considered low-income? Its characteristics are enshrined in legislation. To obtain the status of a low-income family, the income of each member must be below the subsistence level established in the region of its residence.
To calculate, you need to divide the total amount of income for three months by 3 (the number of months). The result obtained is divided by the number of family members. Accordingly, if the amount does not reach the subsistence level, you can begin registration.
A low-income family can receive:
- Labor benefits.
- Income from the use of property.
- Social benefits.
- Profit from farming.
- Alimony.
- Royalty.
- Severance pay.
- Dividends.
All these amounts are taken into account when calculating the average monthly income per family member.
One of the conditions for recognizing a family as low-income is the absence of able-bodied but unemployed persons in it.
What criteria are used to make a decision?
Additionally, military personnel can take advantage of a special government offer, on the basis of which they are offered a preferential mortgage. It sets a low interest rate, and most of the cost of housing is completely compensated by public funds.
Pros and cons of status registration
Thus, the procedure for recognizing those in need of improved housing conditions is considered quite simple. To do this, it is only important to prepare documents confirming this fact, and then wait for the decision of social security workers. Based on this decision, the person gets in line, which allows him to count on support in the near future.
If acts of fraud are detected or sources of income are concealed, the status of the poor will not be assigned. If the fraud is discovered later, the family may be required to return all payments obtained illegally.
Conditions of the Young Family program
- newlyweds who do not yet have children can take advantage of a 30% discount;
- if a young couple has one child, then they have the right to buy housing at 35% cheaper;
- single-parent families will also receive a subsidy of 35% or more.
- spouses without children must have Russian passports;
- in families where there are one or more children, one of the parents must be a citizen of the Russian Federation.
- in an incomplete family, the parent must also have a Russian passport.
These are the most basic conditions of the Young Family program. Until how many years, what the most important conditions should be - we have considered this. Now you should familiarize yourself with the difficulties that a married couple may encounter when submitting documents to government agencies, the city administration or the MFC.
If a family had previously been in line to receive housing (for example, in the USSR there were such programs and after the collapse of the “Union” they continued to operate), then the registration date can be changed to an earlier one and the family can automatically get into the first row to receive money from the state.
- They can be children and without children.
- It is mandatory to have Russian citizenship for at least 5 years.
- Spouses must be recognized as needing housing.
- A citizen may not have a spouse if he has Russian citizenship and children.
- The applicant has never participated in this program.
The housing issue is acute for most Russians. One of the real opportunities to solve this problem is to attract borrowed funds, but existing banking offers are not suitable for everyone. For preferential categories of citizens, which include young families, banking institutions together with the state are developing special programs. Their essence is to provide funds for the purchase and construction of their own housing under special conditions.
It turns out that the main difficulty of any young family is the lack of living space. Many huddle in small dorm rooms, some rent apartments, but still most often a family of 3-4 people has no more than 20-25 meters of living space. But according to social norms, this is not enough for a full life and raising children.
In addition, each project must be located with a developed infrastructure, and if there is none, then by the time the project is commissioned, all necessary buildings (parks, hospitals, kindergartens, shopping centers) must be within walking distance. Another important condition concerns the cost of housing. It should not be higher than 80% of the cost of apartments in the city. Price control is carried out on the basis of federal law.
Before receiving assistance from the state, applicants must have a certain amount of money, which will be enough to purchase housing with an area calculated according to the norms of a square meter per person. Also, a family must be recognized as needy based on the following standards: for 2 people less than 42 m², and for 3 people - 18 m².
“A family is not a family without children”: conscious motherhood does not begin with this
In the news almost every day we are told about demographic problems and urged: “Give birth! Give birth!” Our blogger, mother Ksenia Sostina, talks about motherhood and, in her opinion, mandatory questions that you should ask yourself before becoming a mother.
Mela newsletter
We send our interesting and very useful newsletter twice a week: on Tuesday and Friday
“What he felt for this little creature was not at all what he expected. There was nothing cheerful or joyful in this feeling; on the contrary, it was a new, painful fear. It was an awareness of a new area of vulnerability” (“Anna Karenina”, Leo Tolstoy).
“The most bitter love of my life is connected with my mother. Everything and everyone we love is our torment - what is this eternal fear of losing a loved one worth! And from infancy I bore the great burden of my unchanging love for her - for her, who, having given me life, struck my life with torment, struck me all the more so because, by the power of love, of which her whole soul consisted, she was also embodied sadness..." (“The Life of Arsenyev”, Ivan Bunin).
“How often do we throw around lofty words without thinking about them. Here is a doldonim: children are happiness, children are joy, children are light in the window! But children are also our torment. Our eternal anxiety. Children are our judgment on the world, our mirror, in which our conscience, intelligence, honesty, neatness - everything is clearly visible. Children can shut us down, but we can never shut them down. And one more thing: no matter what they are, big, smart, strong, they always need our protection and help” (“Tsar Fish”, Viktor Astafiev).
Let me make a reservation right away: in this text I am by no means trying to trample on everything that is bright, reasonable, kind and eternal. I do not state anything categorically and for centuries, but simply reflect and share my thoughts.
The pursuit of motherhood at any cost is a sad thing because most people have very little idea of what they will get as a result
“Motherhood” is one of the biggest myths. Starting from playing with dolls and ending with the slogan “Children are happiness!”, everything is aimed at the plus, at joy and tenderness, at the pride and status of an “accomplished” woman, a mother, a person who has done the Main Thing in life.
What if you think about it? What mechanisms work in the head of a woman who begins to “want a child”? What arguments do expectant mothers give? Unfortunately, most of them are cliches, behind which, if you start to understand, there is emptiness.
Global arguments
Laws of survival.
The topic of procreation - unfortunately, in this world no one is given a guarantee that, even after giving birth to ten children, he will keep at least one. There is a possibility. There is a chance. But there is no guarantee. And it can’t be, no matter how much I personally want it.
The most common arguments
“A family is not a family without children”
- stamp. Families are different, including those where even several children do not make a collection of random people a family. As well as vice versa.
“Without children I am an incomplete woman”
- stamp. Having children does not make a woman complete; she is a woman by virtue of being born a person of that gender.
“All girlfriends already have them”
- It’s not even worth commenting.
“Children are the meaning of life”
is a dangerous statement for so many reasons.
“I want to experience the happiness of motherhood. Since childhood I dreamed of tinkering with the baby"
- stamp. The happiness of motherhood has its own side, which for some reason I don’t want to think about, and the mother will have to deal not only with the baby, but also with a ruff teenager and (I wouldn’t wish it on anyone, but this is life) with an unhealthy adult, who for some reason at the moment the touching “dream” did not exist in my head. Should this be taken into account, at least hypothetically, when making a decision?
“This will be my continuation. It will be mine"
- scary wording. What if “mine” grows up and becomes a separate person? Generally different from what was thought? Frustration?
“I’m afraid of old age, I look with horror at lonely old people, I hope for a glass of water, I think about my future”
(in particularly Jesuitical cases - about the future of society, the homeland and the pension fund) is not a cliche, but a trap for both parents and children. Doom to an eternal “should” (“I gave you life, raised you, didn’t sleep at night”) is a sad option. There is another one - where is the guarantee that everything will be as planned, and the grown child will take care of his parents in old age? What if he gets sick himself? What if he doesn’t make it? Not only is the calculation of “a child’s contribution to his future” not very attractive, but there is also no guarantee. It's easier to save up for a nurse.
Arguments from the series “everyone knows better what to do”
"Mom demands grandchildren"
- an excellent adult responsible option. Of course, then no reproaches to mom, which doesn’t help much—it was an independent decision, right?
“Relatives and colleagues press me with the question ‘when is it?’”
- amazing answer. It is relatives and colleagues who decide what, how and to whom to do, especially in such a trifle as just becoming a mother, that is, changing your life forever.
“Age is passing. The doctor advises"
- We act urgently, and then see how it turns out.
The arguments are strange, but sometimes they occur
"Want. Want. Want. I just want it right now, and leave me alone, I’ll think about it later. Or I won’t do it at all.”
Dozens of reasons, some conscious, some intangible, a lot of arguments, a lot of arguments - and all of them are superficial. The choice of washing machine is important. Browse forums, go shopping, get advice, think and then buy. The need to become a mother is often not even really thought through. Yes, nature organized everything this way so that humanity would not accidentally die out. Otherwise they will start thinking - they will stop giving birth or will give birth less. But perhaps it's better? After all, the same nature gave man a soul and mind.
The decision to become a mother is one of the most important in life. Maybe you should first answer yourself the questions: what exactly do I expect from the birth of a child? What do I hope for? Can I give him something or do I want to fill my spiritual emptiness at his expense?
Documents for subsidy
To become a low-income family, one of its members submits:
- Statement. It is drawn up in the approved form. As a rule, the application is filled out by an employee of the MFC or the territorial social protection department.
- Passports, birth certificates of family members.
- Documents proving relationship.
- Certificate of family composition.
- Extract from the house register. It must contain information about all persons registered at the family’s residential address.
- Income certificates.
- List of property and title documents for it.
If there are temporarily unemployed people in the family, a certificate from the Employment Service and a work book are required.
If one of the close relatives is a person who requires special care for health reasons, a medical report is attached to the listed papers.
Low-income families can receive benefits for housing and utilities. Subsidies are provided if these expenses exceed 22% of the total income of all family members. In regions, however, a lower figure may be set. Thus, in St. Petersburg, needy citizens can receive a subsidy at 14%, and in Moscow at 10%.
For low-income families, the figure is even lower, since a reducing factor applies. It is determined by the ratio of average per capita income to the subsistence level in the subject.
As in previous cases, to receive benefits you need to write an application. Attached to it:
- Passports of family members over 14 years of age, birth certificates of minors.
- SNILS.
- Certificate of marriage/divorce (if available).
- Adoption document.
- Help by f. 9, which indicates all persons living in the premises.
- Documents confirming the income of each family member. The certificate must contain information for the last 6 months. Income includes scholarships, pensions, unemployment benefits, salaries, and other payments.
- Documents confirming the status of family members. We are talking, in particular, about a pension certificate, a certificate of disability, etc.
- Copies of work records (if one of the relatives is not employed).
- A document confirming the status of a low-income family.
- A social tenancy agreement or a certificate certifying the ownership of housing.
- Receipts for payment of housing, a certificate of absence of debts on utility bills.
- Bank account details for transferring funds.
This list is not exhaustive. In each specific case, specialists from the authorized body may require additional documents. For example, other documents are required if one of the persons registered in the residential premises left for a while (in connection with military service, to serve a criminal sentence, etc.).
As a rule, citizens apply for subsidies to the Housing Committee or another structure with similar functions. In addition, you can submit documents to the MFC, and from there specialists will forward them to the right department. Within 10 days, the authorized body is obliged to make a positive decision and notify the applicant about it. If there is a refusal, the applicant must be notified within five days.
Subsidies are provided to low-income families for six months. At the end of this period, it is necessary to re-confirm the right to state support.
How to obtain the status of someone in need of improved housing conditions
- An incomplete list of documents was provided, or errors, inconsistencies and shortcomings were found in them.
- The applicant does not have the right to be recognized as in need of new housing (i.e. does not belong to the category of those who can be assigned this status). This may relate to housing size, income and other conditions.
- The applicant violated the deadline for resubmitting documents.
There are cases when a citizen is recognized as needy for a number of reasons (for example, he lives in an apartment that is too small, located in a dilapidated building). In this case, he can receive financial support from the state only for one program that he chooses independently.
We recommend reading: Minimum Monthly Tariff Rates for First-Class Workers in the Krasnoyarsk Territory 2020
