How can you buy an apartment at a bankruptcy auction?


About the agency agreement

Our partners and clients often ask various questions about the bankruptcy bidding procedure, as well as how to participate in bidding without their accreditation and digital signature. To solve such problems, there is a simple and elegant way to participate in bidding through an agent. This issue is regulated by Article 1005 of the Civil Code of the Russian Federation. By signing an agency agreement, you instruct the agent to perform the necessary actions at the auction to purchase the lot you have chosen on your behalf. That is why all documents for the property that you want to buy will be immediately issued in your name. An agency agreement must be attached to the application for participation, and without it participation through an agent is impossible.

What documents are needed to participate in bidding through an agent?

Some of our colleagues report that an agency agreement is quite sufficient and no more documents are required (except, of course, your passport data, INN, SNILS if you are participating as an individual). We really participated in the auction a lot and we can say that the application may not be allowed unless there is additionally a power of attorney for the agent. When purchasing expensive items, such as a car or an apartment, we ask that you fill out a power of attorney without fail. This allows us to make our application “reinforced concrete” and excludes various unfair actions on the part of the bankruptcy trustee, who may simply not allow our application. The power of attorney is usually issued for a year, and it will be possible to purchase other lots during the year in your name, which is very convenient. Another additional document that may be required is the permission of your spouse when purchasing real estate. This requirement is enshrined in Article 35, paragraph 3 of the Family Code of the Russian Federation

Bankruptcy Bidding Academy

1. Terms and definitions. General provisions.

In this agreement between the Contractor and the Consumer for the provision of information and consulting services (for the sale of goods remotely), which is concluded by accepting an offer, unless otherwise directly follows from the text, the following terms will have the meanings indicated below:

"Webinar".

Provision of information services carried out through remote access via the Internet, taking place in real time.

The webinar can be conducted in the form of video or audio broadcast, messaging, or other forms. The webinar may include the possibility of providing feedback to the person providing information.

An agreement between the Contractor and the Consumer for the provision of information and consulting services (for the sale of goods remotely), which is concluded by accepting the offer.

"Individual link".

A unique hypertext link that allows access to the Implementation Object once or a limited number of times.

"Information course".

A set of information materials (texts, images, audio recordings, audiovisual documents) in electronic form. The attributes of the files containing the Information Course are indicated on the Site.

"Executor". “Individual entrepreneur Oleg Vladimirovich Selifanov, TIN 660600118707, OGRNIP 311660604500019. In relation to the terms of this agreement, the Contractor is both the seller and the contractor.

“Details of the performer.”

Individual entrepreneur Selifanov Oleg Vladimirovich, TIN 660600118707, OGRNIP 311660604500019, address for correspondence: Russia, Sverdlovsk region, Verkhnyaya Pyshma, Michurina st., 2B, apt. 40.

Individual entrepreneur Evgeniy Aleksandrovich Smerdov, TIN 632126034134, OGRNIP 1027739207462, legal address: Tolyatti, st. Yubileynaya 40/ office 1618 Address for sending written statements of refusal to fulfill the contract and demands for the return of funds

Postal address for sending a copy of the passport in case of a request for a refund: 670045 Ulan-Ude, st. Ivanova, 19 apt. 27, Danchinova Lilia.

"Object of implementation."

Information and consulting services (products), the list and cost of which are indicated on the Contractor’s website.

"Consumer".

A person who has accepted the offer and is a consumer of the information and consulting services (goods) of the Contractor under the concluded offer agreement.

If the actions specified in paragraph 2 of the Agreement are actually performed by another person, it is considered that such person acted in the interests of the Consumer.

"Offer".

This document is a public agreement-offer for the provision of information and consulting services (for the sale of goods remotely) by Individual Entrepreneur O.V. Selifanov. through a resource published on the Internet at the network address: https://torgi-bankrotov.com/ (as well as other niche sites of Oleg Vladimirovich Selifanov).

"Website".

A set of programs for electronic computers and other information contained in an information system, access to which is provided via the Internet at the network address https://torgi-bankrotov.com/ (as well as other niche sites of Oleg Vladimirovich Selifanov).

"Acceptance of offer."

Full and unconditional acceptance of the offer by the Customer carrying out the actions specified in paragraph 5 of section 2 “Procedure for concluding the Agreement” of this offer. Acceptance of an offer creates an offer contract.

"Parties".

Performer and Consumer.

“Notice of conclusion of the Agreement.”

A message sent by the Contractor to the Consumer and confirming the conclusion of the Agreement, as well as containing the information necessary for the Consumer to receive the Sales Item.

All other terms and definitions found in the text of the Agreement are interpreted by the Parties in accordance with the current legislation of the Russian Federation.

The names of the headings (articles) of the agreement are intended solely for the convenience of using the text of the Agreement and have no literal legal meaning.

This document is an official offer (public offer) of the individual entrepreneur (hereinafter referred to as the Contractor) and contains all the essential conditions for the provision of information and consulting services (for the sale of goods remotely) individual entrepreneur Oleg Vladimirovich Selifanov, TIN 660600118707, OGRNIP 311660604500019. In accordance with paragraph 2 of Article 437 of the Civil Code of the Russian Federation (Civil Code of the Russian Federation), in case of acceptance of the conditions set out below and payment for services, the legal entity or individual accepting this offer becomes the Customer (in accordance with paragraph 3 of Article 438 of the Civil Code of the Russian Federation, acceptance of the offer is equivalent to concluding an agreement on the terms set forth in the offer), and the Contractor and the Customer jointly are the Parties to this agreement.

2. The procedure for concluding and executing the Agreement.

1. The text of the Agreement, permanently posted on the Internet at the network address: https://torgi-bankrotov.com/oferta/, contains all the essential terms of the Agreement and is the Contractor’s offer to conclude an Agreement with anyone who responds to those specified in the text of the Agreement conditions. Thus, in accordance with the provisions of paragraph 2 of Article 437 of the Civil Code of the Russian Federation, the text of the Agreement is a public offer.

2. Acceptance of the offer specified in clause 2.1 of the Agreement is carried out by the Consumer through the sequential implementation of the following actions:

1. Selecting the Sales Object by clicking the “Order” button on the corresponding page of the Site;

2. Entering into the order form that appears on the Site after selecting the Sales Object, information about the Consumer, including the Consumer’s name, email address and mobile phone number of the Consumer, as well as other information, the need to enter which is provided for by the relevant order form;

3. Clicking the “Order” button on the completed order form. In this case, by clicking the “Order” button, the Consumer confirms that he has read and unconditionally agreed to the terms of the Agreement;

4. Payment of the cost of the Sales Item specified on the website by transferring funds to the financial details specified in the “Contractor’s Details” section, by filling out a special payment form for the Sales Item and performing all actions necessary to transfer payment of the cost of the Sales Item to the Contractor.

5. The contract is considered concluded from the moment the Consumer pays the cost of the relevant Sales Object. Payment is made using Internet acquiring services available on the Site. In this case, payment is considered made from the moment the corresponding amount of funds is credited to the Contractor’s account.

6. To confirm the conclusion of the Agreement, the Consumer is sent a Notification of a successful order, which is also a notification of conclusion, to the email address specified in the order form in accordance with clause 2.2.2 of the Agreement, within 1 (one) business day from the moment of payment of the cost of the Sale Item Agreement.

Services are considered to be provided properly and in full if, within three days from the date of signing the certificate of acceptance of services provided, the Customer does not send a reasoned refusal to accept the service to the Contractor's address, and this agreement has the force of a Certificate of provision of services. The absence of a Consumer request for a refund means that the services were provided on time and of proper quality. Acceptance is carried out without signing acts.

3. The Customer is prohibited from distributing (including, but not limited to, publishing, posting on Internet sites, copying, alienating to third parties) for any purposes (commercial or non-commercial) the information and materials provided by the Contractor to the Customer under this agreement, or creating on its basis information products, as well as use this information in any way other than for personal use.

3. Subject of the Agreement.

The Contractor undertakes to provide the Customer with information and consulting services (to sell goods remotely) - the object of sale in accordance with the terms of this offer.

1. Depending on the choice by the Consumer of the Sales Object.

2. The Contractor undertakes to provide information services to the Consumer by providing access to the Webinar;

3. The Contractor undertakes to transfer the Information Course to the Consumer in electronic form;

4. Payment.

Payment by the Consumer for the Implementation Object (webinar, information course in electronic form, training) is carried out using Internet acquiring services available on the Site.

5. Individual links.

1. Any transition through an Individual link is considered to be made by the Consumer or a third party on behalf of the Consumer or with the knowledge of the Consumer.

2. The Consumer bears the risks of using the Individual Link by third parties without the Consumer’s consent if such use became possible as a result of the Consumer’s failure to take appropriate precautions, including failure to take measures to ensure the confidentiality of the password to the email address to which the Individual Link was sent.

6. Rights to the results of intellectual activity.

1. Exclusive and personal non-property rights to the Site, any results of intellectual activity posted on the Site or contained in the Objects of Sale, belong to the Contractor or other persons who have entered into an agreement with the Contractor, giving him the right to post the results of intellectual activity of these persons on the Site, in the Objects sales or as part of them, and are protected in accordance with the current legislation of the Russian Federation.

2. Actions and/or inaction of the Consumer that entailed a violation of the Contractor’s rights or aimed at violating the Contractor’s rights to the Site, Sales Objects or their components entail criminal, civil and administrative liability in accordance with the legislation of the Russian Federation.

3. All results of intellectual activity contained on the Site and in the Sales Objects can be used by the Consumer exclusively for personal purposes. The consumer has no right to use such results in other ways.

7. Achieving results.

1. The Contractor is not responsible for the accuracy, practical applicability and value of the information contained in the Sales Objects.

2. The Contractor is not responsible for achieving any results related to the practical application of the information contained in the Implementation Objects. Any recommendations contained in the Sales Items are implemented by the Consumer at his own risk.

8. Refund. 1. The consumer has the right, within 7 (seven) calendar days from the moment of completion of the provision of services for holding the Webinar, the moment of fulfillment of obligations to transfer the Information Course in electronic form, to demand a refund of the cost of the Sales Object. The moment of provision of services is considered to be the day on which payment for services was made; accordingly, the period begins to count from the date of payment for the service. After the specified period, funds are not returned.

2. To return the cost of the Sales Item in accordance with clause 8 of the Agreement, the Consumer is obliged to send the Contractor a corresponding application in writing indicating: 2.1. Last name, first name, patronymic of the Consumer (in this case, the Contractor has the right to request that the Consumer provide a copy of the Consumer’s identity document);

2.2. Dates of conclusion of the Agreement;

2.3. Sales objects, the cost of which is subject to return.

3. Refunds in cases provided for in the Agreement are made to the Consumer’s account from which the funds were transferred to the Contractor or in any convenient way for the Contractor, within 30 (thirty) business days from the moment the grounds for the return arise and receipt of the application and copies of documents to the address specified in the “Details of the performer” section.

4. If it is impossible to return funds in the manner provided for in clause 8.3 of the Agreement, the Contractor notifies the Consumer about this within the period established by clause 8.3 of the Agreement. In this case, the refund is carried out at the location of the Contractor at the request of the Consumer, or in another way additionally agreed upon by the Parties.

5. A consumer who has exercised the right provided for in paragraph 8 of the Agreement, including under agreements previously concluded with the Contractor, loses the right to use the Site for any purposes, including for the purpose of purchasing Sales Items.

6. The Consumer who ordered the Contractor’s services through the Contractor’s partner accepts the fact that if, within the period provided for in this agreement, the Consumer contacts the Contractor with demands for a refund (within specified cases), the Contractor returns to the Consumer only that amount of money funds that the Contractor received directly from the Consumer, minus the bank commission for transferring funds and the percentage that the partner received for attracting the Consumer to the services of the Contractor. The amount of funds that the Contractor received from the consumer for the ordered services is reported by the Contractor at the time of receipt of the application for the return of funds from the Consumer.

9. Procedure for filing claims.

All disputes, disagreements and claims that may arise in connection with the execution, termination or invalidation of the Agreement, the Parties will strive to resolve through negotiations. The Party that has any claims and/or disagreements sends a message to the other Party indicating the claims and/or disagreements that have arisen by email

10. Processing of the Consumer’s personal data.

1. The Consumer hereby expresses his agreement that the processing of the personal data entered by him when concluding the Agreement is carried out on the basis of subparagraph 1 of paragraph 1 of Article 6 of Federal Law No. 152-FZ of July 27, 2006 “On Personal Data” (as amended on July 25. 2011) - the processing of personal data is carried out with the consent of the subject of personal data to the processing of his personal data.

2. When processing the Consumer’s personal data, the Contractor undertakes to take all measures provided for by the current legislation of the Russian Federation to protect them from unauthorized access. The Policy on the Processing of the Contractor's Personal Data and the Regulations on Ensuring the Security of the Contractor's Personal Data are, in accordance with the requirements of Part 2 of Article 18.1 of Federal Law No. 152-FZ of July 27, 2006 “On Personal Data” (as amended on July 25, 2011), publicly available and permanently located at https://torgi-bankrotov.com/vk/pdf/Pers_data.pdf.

11. Disclaimer of Liability for Profits or Income.

All statements and examples on the site regarding increasing, receiving income or profits, already posted or that will be posted on the resource, are just assumptions about upcoming or current earnings, income, and therefore are not a guarantee of their receipt.

If you consider the estimated profits or increase in future income to be guaranteed, then you also take on all the risks of not receiving them. If a specific amount of earnings is indicated for a person or persons who are engaged in business, this does not guarantee you personally the same income when organizing a similar business.

You accept as a fact that you may not receive such amounts of earnings. All questions posted on this site and related to the receipt of income and profits cannot be equated to average earnings.

There is also no guarantee that anyone's experience with business, earnings or income can be used as a guide to action that will produce the desired financial results. The amounts of income in their monetary equivalent are associated with a number of different factors.

We do not give instructions or any information regarding your future activities and financial successes, just as we do not manage your personality, data, business qualities, ethical standards of behavior, areas of activity, everything that may affect the likelihood of receiving income in small amounts. or average equivalents.

We cannot guarantee that you will receive exactly the same earnings as others. You assume all risks of non-receipt of income. Labor, business, and entrepreneurial activities via the Internet carried out with the aim of generating income and profits are associated with various risks. When deciding to engage in this type of activity on the basis of any information contained in our information products and directly related to our services that we provide on this website -resource, you must take into account the possible moments of not making a profit or accepting some possible losses.

All our products and services are created for educational and informational purposes, so they should be used thoughtfully, with precautions and based on the experience of professionals - mentors or trainers. Before starting any business activity based on the information provided, obtain advice from a lawyer, accountant, and marketing professional.

Visitors to our website, users of products or services rely on their experience, common sense and fully rely on their own strengths when deciding to engage in online business or any other type of entrepreneurial activity.

All information products and information are assessed by qualified independent experts. Products and information posted on our website must be carefully analyzed and evaluated before a decision is made to engage in business. This document states that you agree that, as well as the resource team, are not responsible for erroneous decisions you make regarding income, profits, methods of doing business, training center products, services provided or other materials that posted on this website: text, audio and video information

12. Changes to the terms of the Agreement.

1. The parties agree that the Agreement may be changed by the Contractor unilaterally by posting the updated text of the Agreement on the Internet at https://torgi-bankrotov.com/oferta. The Consumer confirms his agreement with changes to the terms of the Agreement by using the Site.

Best regards, Oleg Selifanov

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