Payment for housing and communal services: how to do it via the Internet without commission

Instructions for paying utility bills with Yandex.Money

Recently, users have the opportunity to perform operations even if they do not have a wallet for this system; this is not necessary. Thanks to the developed “City Payments” system, you can top up thanks to the presence of a card from the bank you use. This system as a whole allows you to top up many accounts of various services. This opportunity appeared thanks to the cooperation of Yandex and Sberbank, so the interface and functionality of the window is similar to the interface of Sberbank’s online banking.

Stages of working with the system:

1. Go to the “City Payments” system point.
2. Select a service provider.
3. If the required supplier is not available, simply enter the company identification code from the payment card that you previously used.
4. Click the Find button.
5. On the page that opens you will need to enter your personal account number, it is on every receipt.
6. Select the month for which you want to transfer money and click next.
7. After the system agrees on the amount that should go, you will see it.
8. Select the form and confirm the payment.

Photo gallery “Stages of transferring funds for housing and communal services”

1. Start page

2. Select class=”aligncenter” width=”400″ height=”307″[/img] 3. Enter the code

4. Date selection

How to top up Yandex wallet through a Sberbank ATM

It is not always possible to increase the balance of your Yandex Money wallet from a Sberbank card, so depositing money in cash is the very option that sometimes helps Internet users out. The financial procedure is simple and does not require special knowledge and will take a small amount of time. So let's get started:

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Firstly, in order to “feed” a virtual wallet, you need to know the contract number or personal account. Secondly, if there is no bank branch near your house, then study the coverage map where ATMs are located within an accessible distance. These could be supermarkets or other organizations working with the population. Well, and thirdly, have a vision of how to top up your wallet through the terminal using a proprietary plastic tool. We present to your attention the algorithm of actions:

Advantages and disadvantages of paying for poison

At the moment, Yandex.Money has the official status of a financial institution. They work with many partners in the financial services market, including utility payments. The advantage of doing translations this way is transparency. You can always see how much and when you paid, there is no need to store stacks of receipts, everything is online. If you clarify any question, you still have to go to the bank and communicate with a consultant (the author of the video is the samolod channel).

Look at the same topic: Payment for mobile communications through Yandex Money

Advantages:

• user-friendliness of the interface;
• no need to stand in queues;
• storing receipts online;
• ability to save the template.

Flaws:

• lack of information about debt, as well as penalties;
• if it is necessary to restructure the debt, the agreement form must be obtained from the service provider company.

Payment systems

Yandex money

In order to use this method, you must have an account in the Yandex.Money payment system. It is created very simply.

You open an email account on Yandex, go to the “Money” section and create a wallet. Link your wallet to your current mobile phone number.

Next, you top up your balance (through the terminal - with a commission, through the Internet bank - without a commission) or link your bank card to your wallet, after which you can pay for the services you need.

To do this you need:

• Go to the Yandex.Money
• Select the “Products and Services”
• Select the service you need
• Enter your personal account number
• Check that the entered data is correct. Click the “Continue” button
• Confirm payment via SMS (SMS code will be sent to the phone number linked to your account)
• You receive confirmation that the payment has been successfully completed.

The money will be credited to your account within 1-3 business days. The maximum payment amount is up to 14,999 rubles. There are no commissions.

The operation is completed. If necessary, you can later print a receipt, which you will find in the “My Transactions” section. Payment data is saved, next time you can simply repeat the payment by selecting it from the history or making it a template.

The method is convenient and profitable - provided that you have a Yandex Wallet, which regularly receives money.

It is not profitable to top up your wallet through terminals; a commission is charged, and in most cases it is quite large. But linking a bank card to a wallet does not make much sense, since most banks have Internet banking with the function of paying for housing and communal services, without commission.

Qiwi Wallet

In order to pay for housing and communal services using the Qiwi Visa Wallet system, you will need to register an electronic wallet in this system.

The registration procedure is simple . In the registration field, you enter your mobile phone number and create a password. Then you receive a message on your phone with a registration confirmation code. You enter this data into the form on the website and now you have a Qiwi wallet that you can use.

You can top up your wallet balance through your bank’s Internet banking, Qiwi terminal without commission, or link to a bank card.

You have replenished your wallet balance, now we move on to the process of paying for the service.

1. Log in to your personal account - Home page - Section "PAY"
2. Select the “UTILITY PAYMENTS”
3. Select service provider
4. Specify the payment period and payer code , as well as the payment method : from a wallet or a bank card
5. Confirm the payment with an SMS code that will be sent to your mobile phone (if you have such an option enabled) or enter the password for your wallet to complete the operation.

Qiwi charges a commission of 2% for this type of payment. The maximum payment amount is 15,000 rubles (including commission).

Due to the commission, the payment is not the most profitable, but if you need to pay housing and communal services quickly, and other methods are not available for some reason, it may be suitable for use.

The main advantage is quick registration in the system. Replenishing your wallet through the payment system terminal without commission. Disadvantages - payment for services is not interest-free .

Commission fee and restrictions

In addition to the main advantages, when using this method you also save. There is no commission for transfers for the Internet, mobile and landline communications, and television. But for utilities and other services the commission varies between 1-2%. This applies to traffic police fines, which are consistently 30 rubles. This approach will be able to increase the percentage of our compatriots who make payments online.

How can I pay:

• bank card;
• Yandex wallet;
• cash in Yandex, Sberbank or Euroset terminals.

How to pay for utilities without additional fees: pay for housing and communal services online without commission

1. Almost all banks accept payments for heat, water, electricity and others. On the one hand, everything is easy: just come to the branch and pay in cash. But this type of payment hides a catch: sometimes banks charge a commission.

Payment terminals are convenient, but many people do not know how to use this equipment. Such terminals are installed in crowded places: supermarkets, train stations, and subways. To use the service, you must enter a unique number assigned to the payer and the amount to be paid. Money is inserted into a special hole, payment is confirmed, and the funds are sent to the supplier via the Internet. The commission fee will be from 3 to 5% of the amount.

2. If the payer is a client of the Bank of Moscow, Sberbank, he can enter into an agreement on the transfer of money and make payment through the Russian Post service with a fee of 1–3%.
3. Numerous self-service machines are available for payment: depositors, ATMs, information kiosks. When paying using this method, no commission is charged only when transferring funds directly from a bank card. In other cases, the additional payment will be 1.5%.

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What can you pay through Yandex.Money?

The Yandex electronic payment system has great functionality. One of the functions provided is the ability to pay for goods or services via the Internet. It is important for users to know how to pay through Yandex Money and what details to enter when filling out forms. It is possible that problems may arise when transferring funds, so you need to know how to solve them.

What can you pay with Yandex Money?

Paying through Yandex wallet is very simple and convenient. You can do this from the comfort of your home, or from anywhere in the world using a mobile application.

You can pay through Yandex Money for:

• Products in the store (online store and regular store);
• Loans;
• Trips;
• Online games and social networks;
• Invoices from companies and agencies.

A separate section includes city payments, which include:

• Housing and communal services;
• Taxes and traffic police fines;
• Mobile and landline telephone communications;
• Broadband and wireless Internet;
• Cable and satellite TV;
• Taxes or services of government organizations by details.

Payment via Yandex Money is accepted in supermarkets, cafes and stores where there are terminals.

IMPORTANT!

On websites or in stores where you can pay with Yandex Money, you can always find the logo of this payment system.

Ways to make Yandex payment

There are several options for where money will be debited:

1. Directly from your wallet.
2. From a bank card, but payment will be made through a wallet.
3. From a plastic or virtual YaD card linked to the account.

Examples of how to pay via Yandex.Money?

Let's look at examples of how to correctly make payments and fill out forms.

Payment Yandex Taxi

To pay for trips to nuclear fuel, you need to take the following steps:

1. Download the application to your smartphone.
2. Call a taxi, and when ordering, indicate the method of payment: cash or poison.
3. At the end of the trip, the funds will be debited automatically. If you have not selected a method in advance, you must enter the amount manually and confirm the action.

Payment for housing and communal services

Payment for utilities through Yandex Money is made in the following order:

1. Log in to your account.
2. In the menu of goods and services, select city payments.
3. We find the required utility company, and if it is not there, then enter the account number.
4. Enter the receipt code and select the month.
5. When the amount is displayed, click to confirm the operation.

REFERENCE

Housing and communal services payments are not made without a commission. 2% of the amount is withdrawn, but not less than 30 rubles.

It is possible to set up automatic payment and then you will not need to fill out the form every time.

Internet via Poison

Step by step guide:

1. Let's log in.
2. In city payments, select the “Internet” section and your provider.
3. Enter the account number and amount.
4. We confirm the transaction with a payment password.

Product in the online store

In the catalog of any online store, you must select a poison (wallet or card) for transferring funds, then enter the details and confirm the action. Let's consider a special case, how to pay in joom via Yandex Money:

1. We choose the products we like in the Joom online store of Chinese goods.
2. Click on payment.
3. Among the proposed methods there is a poison system, but it is not yet active. Select a card and enter the details of the Poison card.
4. We confirm the transaction.

REFERENCE

You can also transfer funds from a YaD card linked to PayPal.

Loan payment

You can repay the loan like this:

1. After authorization, select loan repayment in the advertising and finance menu.
2. We find our bank or credit society.
3. Fill in the receipt details: current account, personal account number and loan agreement.
4. We deposit the amount.
5. We confirm, then select a payment method, confirm again.

ATTENTION!

The transfer fee will be 3% of the amount plus another 15 rubles for the service.

It is convenient that finances are transferred from home and without a passport.

Limitations and possible problems

Yandex Money payment may not be processed due to its owner's anonymous status. For example, the amount will exceed the established limit. Purchasing on foreign sites such as Aliexpress is also impossible for anonymous users. They must first go through identification.

If the funds were debited from the account, but did not reach the recipient within three days, you should contact the support team.

We looked at algorithms for transferring finances to the accounts of various organizations and stores. Payment for other services occurs in a similar way.

If the network is overloaded, the transfer may even take a week to reach the recipient, so you should monitor this process.