Buying a Home: Trust But Verify


A good realtor, like a good doctor, is rare. The negative reputation of the profession has been created by unqualified specialists and scammers who are only trying to make money and not provide real help.

This does not mean that it is better to carry out the transaction on your own, without knowing all the nuances and legal subtleties. Try to be more careful in your search for a real estate agent and find a specialist you can trust.

Hire a Home Inspector Before You List Your Home for Sale

Hiring a home inspector is usually done by interested people who already have a view of your home. But if you live in an area where there are a lot of homes for sale, the best way to stand out is to have a "Verified" sign.

Home buyers will drive by and see that you've already had a full inspection, everything inside is in order, and they won't need to invest any more money. But there may be another option - they will want to hire another person for complete confidence. Ask the inspector to show you the top 5 or 10 quick repairs and let him advise you on what needs to be done before selling. Fix everything that needs it, and then start showing off your property.

Where to start buying a home

Advice from lawyers:

1. Where to start registration when buying a house with land?

1.1. Hello! The purchase and sale agreement can be drawn up in simple written form, in 3 copies. To register property rights, contact Rosreestr. I wish you good luck and all the best!

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1.2. By carefully studying the seller's documents, check whether there are any debts on payment. Next, inspect the house and area, talk to the neighbors. If everything suits you, then you can buy.

Did the answer help you?YesNo

1.3. Good afternoon It is necessary to obtain a current extract from the Unified State Register of Real Estate for the property, check the availability of title documents, the absence of debts on utility and tax payments, and the presence of registered persons in the residential premises.

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1.4. Hello, dear Visitor! Start by checking the house and land for encumbrances through Rosreestr. Thank you for visiting our site and wish you all the best.

Did the answer help you?YesNo

1.5. Good evening It’s not clear from your question - have you already concluded a purchase and sale agreement or are you just planning to buy a house with a plot of land? Please clarify your question.

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1.6. You need to first familiarize yourself with the available documents for the house and land, that is, are there title documents for both, is the right to both registered, who is registered at the place of residence, therefore take a certificate of the absence of arrests and prohibitions, whether utilities have been paid and etc.

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Consultation on your issue

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2. Where to start buying a house using maternity capital with an additional payment.

2.1. From drawing up a purchase and sale agreement and sending it to the pension fund.

Did the answer help you?YesNo

2.2. Hello! From searching for a home.

Did the answer help you?YesNo

3. Where to start when buying a house with maternity capital.

3.1. If the child is 3 years old, enter into a CP agreement—register in the Russian Register—receive a certificate of ownership—contact the PF with an application—PF transfer the amount of the MC within 2 months to the seller’s account. If there are no 3 years, you will have to take out a mortgage or loan under the MK and repay the MK.

Did the answer help you?YesNo

4. Where to start drawing up documents for the purchase of a 1/4 share in the house from your ex-husband, there is a settlement agreement in court. Through the MFC or only through a notary?

4.1. If only one share is purchased, then the purchase and sale agreement must be drawn up through a notary.

Did the answer help you?YesNo

5. I want to buy a house using a loan against mat capital with an additional payment, the seller said that all documents for the purchase are prepared by me. What documents will I need to prepare and where to start?

5.1. I recommend starting by studying the documents on ownership of the house and land. Quite often, property rights are not properly registered.

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6. I am a single mother, I own an apartment, but I want to buy housing in another region for mat capital. The youngest child is 2.5 years old. Where to start, submit an application at your place of registration? If at the place of purchase, then for a specific house or while my application is being considered, can I choose another?

6.1. At your place of residence, contact the branch of the Pension Fund of the Russian Federation for advice.

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7. We are buying a plot with an old house for the construction of a new one, where should we start so as not to get into trouble with the purchase of the plot? It would be advisable to go into more detail about where there might be pitfalls, etc. Thank you.

7.1. Good evening. How can I answer your question without seeing the documents for the land and the house? If there is a house on the plot, it means an individual housing construction plot. This is good. If you are going to build a new house on the site of an old one, check whether the foundation of the old house fits into the new distance standards (SNiPs). Otherwise, Rosreestr employees may come and demand the demolition of your house. And in general, take the documents to a lawyer.

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8. Parents have owned the house for more than fifteen years, there are almost no documents, there is only a receipt for the purchase of the house. How to decorate my house and where to start? Thank you.

8.1. Hello, none of you will be able to process anything using a receipt. As an option, go to court and try to recognize the right of ownership through acquisitive prescription in accordance with Article 234 of the Civil Code of the Russian Federation. Good luck and all the best.

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8.2. Hello, Ivan, you need to start by preparing a claim in court for recognition of ownership of a residential building. What documents are there for the land? Have you paid taxes, utilities, contracts, checks for repairs?

Did the answer help you?YesNo

9. I live in a common yard, private sector. When I purchased my house, a deed of gift was issued. House The land was privatized by everyone together (except for me, 3 more neighbors). I want to get out of common shared ownership. Separate your share and terminate common shared ownership. I want to do a major renovation with an extension. Where to begin?

9.1. Good afternoon Start with BTI: order a reconstruction project with the possibility of allocating a share in kind. Then coordinate this project with other participants in the common shared ownership and contact the administration with an application for a permit for reconstruction. If you have any questions, you can call.

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10. Preferential loans for the purchase of wooden houses, where to start? And what kind of house will they give on credit? Thank you.

10.1. They don't give houses on credit. Banks provide loans; look for real estate to buy on your own. Preferential lending conditions are set by the banks themselves. You asked a question of a non-legal nature.

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11. There is this offer to buy a house: “I will sell the house. There are no documents, like half of the village. There is a notarized confirmation of the inheritance (and all fellow villagers can confirm).” Is it possible to legally register this house with such introductory information? Where to begin? If possible, describe the entire algorithm of actions from beginning to end and estimate approximately the cost of this procedure for legitimizing this type of real estate. Thanks in advance to everyone who responded.

11.1. Svetlana Vasilievna, if there is a certificate of inheritance of property, then accordingly there are documents; the notary will not issue documents for the property if there is no right to the property.

Did the answer help you?YesNo

11.2. Svetlana Vasilievna, it is necessary to file a claim for recognition of the right of ownership of the homeownership and subsequently conclude a purchase and sale agreement for the homeownership.

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12. Can I sell my share and the shares of my children in a house purchased with maternity capital to buy a larger house in another region without my husband’s consent? Everyone in the house has equal shares of 1/4 parts. A house without any encumbrances. And where to start.

12.1. To sell a share, you need to offer in writing to other owners to buy the share. If they don't do this within a month, you can sell the share to any other buyer. Article 250 of the Civil Code of the Russian Federation.

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13. I have a question, where should I start the divorce process, I have two children, they are 6 years and 9 months old, they recently cashed out the mat. capital to buy a house, we all have 1/4 shares, there is no other property, how can the court divide the house, I stay with the children? And what can I demand from my husband?

13.1. Judging by your question, the house is already divided into shares between the owners, nothing else is divided. Any of the owners can dispose of their share.

Did the answer help you?YesNo

13.2. Hello! In your case, there is nothing to divide, since the shares of the original property have already been determined in the residential building. You can collect alimony from the father of your children.

Did the answer help you?YesNo

13.3. Good afternoon You have already been allocated shares in the house, everyone owns 1/4. Therefore, you can only demand child support from your husband if the children remain with you.

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13.4. Good afternoon. You can demand from your husband (including in court or by a notarized agreement) alimony for the child, alimony for yourself (until the child reaches 3 years of age).

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Consultation on your issue

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14. Is it possible to restore documents for a house if there is only a house register and a purchase receipt? And where to start?

14.1. There is always a possibility to restore documents. We need to start with the registration authorities and TBTI. Take certificates of registered rights and an extract from the technical passport.

Did the answer help you?YesNo

14.2. Hello. Documents for the house can be stored in the BTI and in the archives, if they existed at all. First of all, contact the BTI.

Did the answer help you?YesNo

14.3. Hello, Nadezhda. You should contact the BTI, perhaps there is information about registration there, although if you did not register the transaction, then you should recognize ownership in court.

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15. 12 years have passed since the conclusion of the agreement to purchase an apartment in a building under construction... and things are still there. there is a box and it’s in the wrong place and there are no courts. People gave up fighting for their money. I want to resume the fight for my meters. Where to begin?

15.1. File a complaint with the developer. Demand the money back, if refused, go to court, there is no other way. All the best.

Did the answer help you?YesNo

15.2. Gather all shareholders and write a collective appeal to the Russian Government to include you in the program of defrauded shareholders.

Did the answer help you?YesNo

15.3. Good afternoon. First, you need to find out whether the Bankruptcy procedure has been introduced in relation to the developer; there is a special register where you can find out detailed information about bankruptcy. After receiving the information, it will become clear how to proceed.

Did the answer help you?YesNo

15.4. Good afternoon If it is obvious that the house will not be completed (and judging by the description this is obvious) you have the right to terminate the contract and return the money. The algorithm of actions depends on what exactly you want.

Did the answer help you?YesNo

16. How to quickly deregister a garden house? Garden house 36 sq. m. in gardening was registered according to the declaration last year by the former owner, then after purchasing the plot, we demolished the old house. Now we urgently need to deregister it. Where to start and where to turn first? Thank you!

16.1. Hello. Contact the BTI so that they can go to the place and record the fact that the house is missing. Then - to the Rosregister about termination of registration. All the best.

Did the answer help you?YesNo

16.2. You need to contact the BTI and the state cadastre authorities; they establish technical characteristics and individualize real estate.

Did the answer help you?YesNo

16.3. Olga Vladimirovna, you arbitrarily demolished the property without paperwork or grounds, which is contrary to current legislation. Now you need to obtain permission from the land manager (administration at the location of the land plot) to demolish dilapidated housing and you will not receive it. If you refuse, apply to the court to remove the demolished property from registration.

Did the answer help you?YesNo

17. We want to buy a house in the village. The purchase will be made in 50/50 shares. What is the procedure? Is everything required to be done through a notary? Where to begin?

17.1. Is everything required to be done through a notary? Where to start?—if you are registering for shared ownership, such agreements must be certified by a notary—after that, you need to contact the MFC to register ownership of the housing—the state fee for each house is 1 thousand rubles, and for a plot, 150 rubles.

Did the answer help you?YesNo

17.2. If you buy a whole house, but everyone will buy a share, then you need to register the transaction with a notary. You need to start by drawing up a purchase and sale agreement, after which it will need to be certified by a notary.

Did the answer help you?YesNo

18. Tell me, we live in Magadan. We have the status of having many children. We would like to try to go to Barnaul in 2020. Leave your registration here. Before buying a house. Will it be possible to enroll children in school without registration? Is it also possible to have benefits for families with many children? And where to start?

18.1. With temporary registration you will be able to enroll in a school. And benefits are only available with permanent registration.

Did the answer help you?YesNo

19. I was married, took out a loan to buy a house, then got divorced, the loan naturally remained with me, tell me where to start dividing the loan between my ex-husband and me, thank you.

19.1. Apply to the court for division of property.

Did the answer help you?YesNo

19.2. You can draw up an agreement on the division of jointly acquired property and common debts of the spouses.

Did the answer help you?YesNo

19.3. The loan can only be divided with the consent of the bank. Which happens very rarely. The responsibility for repayment lies entirely with you.

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20. I want to buy a house with maternity capital, where to start, and can I buy a house from 58 for MK, the wear and tear is 70% and the seller needs a technical passport. Or what documents are needed to purchase a house on my part as a buyer and on the part of a seller. The child is now 3 years old.

20.1. Hello! You can buy a house if it is not recognized as unsafe and is approved by the Pension Fund. Your side - a purchase and sale agreement, a receipt for payment of the state duty for registering the transaction in Rosreestr.

Did the answer help you?YesNo

How to arrange the purchase of a house using maternity capital yourself, without an agency, the seller is familiar - ready to wait for the transfer. The child is not yet 3 years old. Where to begin.

How to arrange the purchase of a house using maternity capital yourself, without an agency, the seller is familiar - ready to wait for the transfer. Where to begin.

We are a family of three, our son is an adult, a university student, we moved from Uzbekistan to Saratov in 2010, military pensioners of the FSB.

We bought a house, we are already the 5th owner, but the documents were lost between the 2nd and 3rd owner, the 3rd owner died.

Please tell me what to do, the situation is this: in general, I took a loan to buy housing through maternity capital (I received certificates with an encumbrance for myself and my children).

How to get 13% of the purchase price of a house. Where to start and what documents are needed? Thank you.

I bought a house in Tula in 2002. Rebuilt the house, increased its area, built a garage.

Where to start... when buying a house with maternity capital.

Where should you start paperwork when buying a house for a mat. capital + regional. Who or where should you contact first? Thank you.

I have the following question for you: my father wandered into a house in the village in 1989, from the documents there is a certificate given by the village council when buying the house.

I bought a house in a rural area, there is a certificate of ownership for the house, and an address has been assigned to the house (based on a court decision).

Excursion showing of the house

Have you ever been on a tour of houses that are for sale? They are like well-dressed women, or like expensive hotel rooms: stylish, modern, but not overdone. Go to a couple of these events and take a cue from their design. In most cases, you will notice spacious, open rooms with beautiful, stylish furniture .

The tables will be decorated for dinner, there will be a vase of flowers and crystal dishes on them; kitchens with new countertops; the windows are dressed in high quality hall curtains ; the floors will be sparkling and refreshments will be offered to all guests.

Repeat all this at home - make the room clean, neat, laconic, with a modern design that almost everyone likes, in a word - a dream home . Buyers love to look at luxurious interiors, so consider all the ideas to make your home luxurious.

How to choose - the right purchase of a private house in the village

Now, let's talk about how to choose the right home so that the purchase does not become a problem in which you will immediately have to invest money, i.e. do makeovers.

Your inspection of the house must begin with the roof. If the roof of a house is damaged from the outside, repairing it will take a lot of time and financial costs. The condition of the roof significantly affects the price of the house, so bargaining in this case is appropriate, but first, it is worth checking the house immediately after the rain. Then, all the flaws will be more obvious, and it won’t be a bad idea to look for roof leaks in the attic, also after rain.

If everything is in order, then you will save yourself a lot of hassle before tackling general home renovations. It happens that the roof does not leak much, somewhere in the middle of the roof, although this is true, it will be very easy to solve it later. It may be necessary to replace beams, and maybe rafters, and even more so, rotten ceiling boards will be even easier to replace.

find out more: Beautiful houses of the world, celebrity houses

The basement in the house, if there is one, is the next place of inspection, by the way, a mandatory inspection. If the floor in the basement is made of wood, and the ground around the base logs is soft, and the logs themselves have turned to dust, then the future and necessary process of renovating the basement can seriously hit your wallet - this is another reason to haggle over the price of the house. You can check the wood in the basement quite simply, by the way, not only by touch - just hammer in a nail.

Once your home's attic and basement have passed your inspection, it's time to take a close look at the outside. You may not have noticed during the initial inspection, but it is quite possible that upon careful inspection you will notice that the house has settled and the roof elements are lopsided somewhere. Another reason to haggle over the value of your home. www.worldluxrealty.com/node/2658

What else should you inspect before buying a house? If you are buying a house in a village or country house, it is highly desirable to have a stove or fireplace that will help you stay warm in winter.

Pack half of your belongings before showing the house.

It may seem like a lot of work, but by removing half of your stuff, your home will look less crowded, cleaner, and more spacious. Go through all the closets, remove those clothes that you definitely won’t need for a few months. In the kitchen, hide away anything you don't use every day. Also pay attention to personal photos and home decor , because they may turn off buyers.

Essentially, getting rid of what you don't need will give your rooms an extra sense of freedom. People want large, airy spaces that they can imagine themselves in, not cluttered spaces filled with other people's personal belongings. Once you've done that, start thinking about moving to a new home, and read this article about 10 things to know before buying a new home in 2014.

How to properly register the purchase of a house with land?

Buying a house with a plot of land is not difficult; it is enough to provide documents and go through all the stages of their registration with the relevant authorities.

To complete a purchase and sale transaction, you will need:

  • Title papers from the seller.
  • Extract from the BTI.
  • Technical passport for the house.
  • Consent of one of the spouses to the sale.
  • Receipt confirming payment of the fee.
  • The contract itself, which sets out the terms of the agreement.

After this, you will have to register ownership rights to yourself. Contact Rosreestr and provide the following documents:

  • A statement in which you request the transfer of ownership of property to you.
  • A statement confirming the registration of this right.
  • Passport.
  • The document according to which the redistribution of property was carried out.
  • Contract of sale.

Ask a Truthful Friend for Advice Before You Put Your House on the Market

Sometimes we don't really see what's happening in our home. We don’t notice the boxes of porridge, which when folded spoil the overall picture; We don’t pay attention to how the large leather chair in the office blocks the amazing view of our yard, and all because we see this picture every day, we have simply become accustomed to everything over the past years of living here.

Only a good, honest friend can tell you what's wrong. Have him walk through all the rooms and note those items that could serve as a “distraction” for potential buyers. Of course, you can hire a realtor for this matter, but, firstly, this is paid, and secondly, this is a stranger, as opposed to someone close to you. Moreover, you will listen to the second with the greatest success, while you may not want to listen to the first.

We all want our property to be sold as quickly as possible. Here are the main things we can note (in brief): think creatively, use new, unconventional ideas; hire a home inspector; dive into creating media advertising; organize a guided tour; put away things you don't need; listen to your friend's words to remove anything that might turn off buyers.

These methods, along with all the typical preparations, will undoubtedly make your home stand out above all others in the eyes of buyers.

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